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Health care marketplace
Help your employees easily coordinate all of their health care needs through their favorite doctor or care system with no referrals needed. It’s a win-win for you and your employees.
CareChoices,
an ACO marketplace
Plan brochure- Self-insured and fully insured
- 100+ employees
- Open Access network
- Health and well-being buy-ups available
- No referrals needed
- Employees can choose their favorite doctor or care system
- Cost transparency and quality
The Park Nicollet and HealthPartners® AchieveSM network
Plan brochure- Self-insured and fully insured
- 2–100 employees
- Achieve network
- Health and well-being programs dependent on plan benefits
- No referrals needed
- Employees have access to top-notch health care through HealthPartners and Park Nicollet clinics and hospitals
- Flexibility and savings
Tiered benefit plans
Plan details- Self-insured and fully insured
- 100+ employees
- Two and three tier Distinctions networks available
- Health and well-being buy-ups available
- No referrals needed
- Employees can choose which benefit level they want based on needs and budget
- Quality and cost-effective
Flexible and empowering
Consumer-driven health plans (CDHPs) place more health care decisions in the hands of your employees. Let your employees save or spend with an EmpowerSM FSA, HRA, HSA or HealthDollars plan that allows more control over how they manage their health care dollars.
EmpowerSM Health Savings Account (HSA)
Plan details- Self-insured and fully insured
- 2+ employees
- Multiple networks to choose from
- No referrals needed
- Encourages employee consumerism
- Tax savings with flexibility
EmpowerSM Health Reimbursement Account (HRA)
Plan details- Self-insured and fully insured
- 2+ employees
- Multiple networks to choose from
- No referrals needed
- Encourages your employees to shop for care and become better health care consumers
- Tax savings with convenient, automatic reimbursement cross-over
EmpowerSM Flexible Spending Account (FSA)
Plan details- Self-insured and fully insured
- 2+ employees
- Health care, dependent care, transportation, and parking FSAs available
- Employees set money aside to pay for certain expenses — tax-free
- Tax savings, with convenient, automatic reimbursement cross-over
EmpowerSM HSA Rx Plus
Plan details- Self-insured and fully insured
- 2+ employees
- Multiple networks to choose from
- Health and well-being buy-ups available
- No referrals needed
- Employees can save on some preventive medicines while enjoying a lower premium
- Cost-effective with tax savings
EmpowerSM HealthDollars
Plan details- Self-insured and fully insured
- 51+ employees
- Any network
- Health and well-being incentives
- No referrals needed
- An engagement breakthrough for employees
- Cost-effective with tax savings
Shifting health care responsibility
Defined contribution shifts choice and responsibility from you to your employees. Your employees decide where and how to spend your capped contribution. Because they have choices tied to their values, they’re more accountable for the decisions they make — resulting in better health care consumers.
CareChoices,
an ACO marketplace
Plan brochure- Self-insured and fully insured
- 100+ employees
- Open Access network
- Health and well-being buy-ups available
- No referrals needed
- Employees can choose their favorite doctor or care system
- Cost transparency and quality
EmpowerSM HealthDollars
Plan details- Self-insured and fully insured
- 51+ employees
- Any network
- Health and well-being incentives
- No referrals needed
- An engagement breakthrough for employees
- Cost-effective with tax savings
Just Right
- Fully insured
- 2+ employees
- Multiple networks to choose from
- No referrals needed
- Employees can choose from 3-9 plans
- Cost-effective and engaged employees
Think outside the box
HealthPartners understands not all plans work for everyone. Our Three for Free, Three for a Copay, CareChoices, EmpowerSM HealthDollars and Guarantee plans break the mold. Go beyond the norm and give your employees the health care they need at a price you can afford.
CareChoices,
an ACO marketplace
Plan brochure- Self-insured and fully insured
- 100+ employees
- Open Access network
- Health and well-being buy-ups available
- No referrals needed
- Employees can choose their favorite doctor or care system
- Cost transparency and quality
EmpowerSM HealthDollars
Plan details- Self-insured and fully insured
- 51+ employees
- Any network
- Health and well-being incentives
- No referrals needed
- An engagement breakthrough for employees
- Cost-effective with tax savings
Guarantee
Plan brochure- Fully insured
- 100–500 Employees
- Health and well-being included
- Pair with your medical plan to maximize your savings
- Trend management and employee engagement
Three for Free
Plan brochure- Self-insured and fully insured
- 2+ employees
- Any network
- Health and well-being buy-ups available
- No referrals needed
- Employees and their family members get their first three doctor visits free
- Cost-effective transition from traditional plan to high-deductible plan
Three for a Copay
- Self-insured and fully insured
- 2+ employees
- Any network
- Health and well-being buy-ups available
- No referrals needed
- Employees and their family members only pay a copay for their first three doctor visits
- Cost-effective transition from traditional plan to high-deductible plan
Better control, better savings
With a self-insured plan through HealthPartners you have more control over your plan design. Plus, you still get access to our award-winning disease and condition management, pharmacy management and health and well-being offerings.
HealthPartners AssureSM
Plan brochure- Self-insured
- 100+ employees
- Cash flow stability
- Simple stop loss protection
HealthPartners ReAssured
Plan brochure- Self-insured
- 100+ employees
- Guaranteed stop loss and administrative fees for two years
- Stop loss insurance with lower claims risk
Custom options
- Self-insured
- 100+ employees
- Award-winning health and well-being options
- Industry leading health and trend management
- Ask your sales representative about custom self-insured options that fit your business
Freedom to choose
Our traditional plans offer something for everyone. And, it doesn’t matter what plan you choose to offer your employees, we keep it simple for everyone!
Open Access plans
Plan details- Self-insured and fully insured
- 2+ employees
- Open Access and Perform networks
- Health and well-being buy-ups available
- No referrals needed
- Employees can get care anywhere
- Simple with choices
Primary Specialty plans
Plan details- Self-insured and fully insured
- 2+ employees
- Open Access and Perform networks
- Health and well-being buy-ups available
- No referrals needed to see a specialist
- Employees pay less when they see a primary doctor
- Quality and value