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Medical Plans
Plan Highlights
Three for Free
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Traditional
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Empower
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Short Term
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Typical buying situation People who want upfront coverage for office visits and preventive care or a higher deductible People looking for traditional, comprehensive coverage with flexibility People who want the tax advantages of a Health Savings Account (HSA) People in between jobs or recent graduates who need instant, temporary coverage
Monthly premium Starts at $76 Starts at $66 Starts at $104 Starts at $36
Deductible options $4,000 to $10,000 $1,000 to $10,000 $1,200 to $5,600 $300 to $2,000
Coinsurance options
80% or 100% coverage after you pay your deductible
Preventive Care
Office visits and urgent care
Lab and X-ray services
Prescription drugs
Emergency care
Hospitalization
Maternity (no coverage for first 18 months)
Well-child services and immunizations
100% coverage (no deductible)

= Coverage plus benefits before you pay your deductible
= Coverage after you pay your deductible





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