HSA Banner
Take control of your healthcare spending

The Empower HSA plan is a high-deductible health plan that you can pair with a Health Savings Account (HSA) that you establish with a bank.

See what's included in Empower HSA plan coverage >

Why choose high-deductible health insurance?
When you choose a high-deductible health plan, your monthly premiums will typically cost less.

Each calendar year, you pay for the full cost of healthcare services up to the amount of your deductible. After your deductible has been met, HealthPartners will pay 80 to 100 percent of your costs.

See Empower deductible options >

Using a Health Savings Account (HSA)
An HSA allows you to save money for health-related expenses in a tax-free bank account. You create this account with the bank of your choice. Once your HSA is established, you can be reimbursed for qualified health expenses.

Learn more about how HSAs work >

Find out which healthcare expenses qualify for reimbursement >

Empower Individual Plan Summary of Benefits and Rates