Why choose high-deductible health insurance?
When you choose a high-deductible health plan, your monthly premiums will typically cost less.
Each calendar year, you pay for the full cost of healthcare services up to the amount of your deductible. After your deductible has been met, HealthPartners will pay 80 to 100 percent of your costs.
Using a Health Savings Account (HSA)
An HSA allows you to save money for health-related expenses in a tax-free bank account. You create this account with the bank of your choice. Once your HSA is established, you can be reimbursed for qualified health expenses.