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Your coverage and care
With the Empower plan, you pay 100 percent of your healthcare costs until your deductible is met. After that, your Empower plan coverage pays for 80 to 100 percent of your costs.
What's covered under the plan
The Empower plan gives you coverage for:
- Preventive care
- Office and urgent care visits
- Inpatient and outpatient hospital care
- Medications
- Emergencies
- Dental care for accidental injury
Some costs you don't pay at all, whether you've met your deductible or not:
- 100 percent coverage for well-child care up to age 6
- 100 percent coverage for immunizations up to age 18
As a HealthPartners member, you'll have access to our nationwide network of more than 650,000 providers and 6,500 hospitals. And you won't need a referral to see a specialist.
Support to improve your health
HealthPartners values you and your health, so we offer programs to help you pursue better health:
- 10,000 Steps® program - Increase your activity and help reduce your risk of heart disease, diabetes and high blood pressure.
- Health Coaching by Phone - Phone-based personalized courses help you lose weight, lower cholesterol, reduce stress, manage back pain and more.
- Healthy discounts - Save money with exclusive discounts from fitness clubs, 2nd Wind Exercise Equipment, Hoiggards, Weight Watchers and more.
Deductible options and benefit details
Empower Individual Plan Summary of Benefits
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