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Your money. Your healthcare. Your choice.
HealthPartners Traditional plan offers a variety of deductible options. You choose the one that works best for you and your family.
Download plan details and rates
Traditional Individual Plan Summary of Benefits and Rates
Traditional plan highlights
Monthly Premium |
Deductible Options |
Preventive Care |
Office Visits |
Emergency Care |
Hospitalization |
Prescription Drugs |
Starts at $66 |
Per Person - Single or Family coverage:
80% Plans
$1,000
$1,500
$2,000
$2,500
$3,000
$3,500
100% Plans
$5,000
$10,000 |
80% or 100% coverage after you pay your deductible |
Some costs you don't pay at all, whether you've met your deductible or not:
- 100% coverage for well-child care up to age 6
- 100% coverage for immunizations up to age 18
How to choose a deductible
A deductible is the amount each individual or family pays per year for healthcare services before your insurance kicks in. Generally, higher deductible plans have lower monthly premiums, while plans with lower deductibles have higher monthly premiums.
Want to pay fewer expenses up front? A lower deductible plan might be your best option because your insurance coverage will go into effect sooner. Don't need to go to the doctor very often? A higher deductible may lower your monthly premium. Then, you only pay more if you have to go to the doctor.
What is an out-of-pocket maximum?
The out-of-pocket maximum is the total you pay for all of your healthcare including your deductible and coinsurance.
Once you reach your out-of-pocket maximum each year, HealthPartners will pay 100% of your eligible medical expenses the rest of the year.
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With our easy interactive tool, you can find a plan that works best for you and your family.
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