|
|
|
|
Choosing a deductible
A deductible is the amount each individual or family pays per year for healthcare services before your insurance kicks in. Generally, higher deductible plans have lower monthly premiums, while plans with lower deductibles have higher monthly premiums.
What is an out-of-pocket maximum?
The out-of-pocket maximum is the total you pay for all of your healthcare including your deductible and coinsurance.
Once you reach your out-of-pocket maximum each year, HealthPartners will pay 100 percent of your eligible medical expenses for the rest of the year.
Deductible options and benefit details
Traditional Individual Plan Summary of Benefits
|
|
|
|
|
|
|
