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Three for Free
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HealthPartners Three for Free individual plan is the coverage you need, including three free office visits each year. Plus it's affordable and easy to use.

Download plan details and rates
Three for Free Individual Plan Summary of Benefits and Rates

Three for Free plan highlights
Monthly Premium
Deductible Options
Preventive Care
Office Visits
Emergency Care
Hospitalization
Prescription Drugs
Starts at $76
Per Person - Single or Family Coverage:
80% Plans

$4,000
$5,000
$7,500
$10,000

100% Plans
$4,000
$5,000
$7,500
$10,000
100% coverage before your deductible for care up to $200 per year

Then, 80% or 100% coverage after you pay your deductible
100% coverage before your deductible for first three visits (you pay the deductible for lab or X-ray services)

Then, 80% or 100% coverage after you pay your deductible
You pay $250 for first emergency visit each year

Then, 80% or 100% coverage for additional visits after you pay your deductible
80% or 100% coverage after you pay your deductible
Generic: you pay $5 for each drug

Brand: 80% or 100% coverage after you pay your deductible


Some costs you don't pay at all, whether you've met your deductible or not:
  • 100% coverage for well-child care up to age 6
  • 100% coverage for immunizations up to age 18

How to choose a deductible
A deductible is the amount each individual or family pays per year for healthcare services before your insurance kicks in. Generally, higher deductible plans have lower monthly premiums, while plans with lower deductibles have higher monthly premiums.

Want to pay fewer expenses up front? A lower deductible plan might be your best option because your insurance coverage will go into effect sooner. Don't need to go to the doctor very often? A higher deductible may lower your monthly premium. Then, you only pay more if you have to go to the doctor.

What is an out-of-pocket maximum?
The out-of-pocket maximum is the total you pay for all of your healthcare including your deductible and coinsurance.

Once you reach your out-of-pocket maximum each year, HealthPartners will pay 100% of your eligible medical expenses the rest of the year.

 
With our easy interactive tool, you can find a plan that works best for you and your family.