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Featured Plan and Programs

Learn more about the
Three for Free Plan today.

Review the plans:
Minnesota Three for Free
Wisconsin Three for Free

Think Outside the Box with our New Three for Free Plan
Help your clients take that first step toward cost sharing and consumer engagement with our new Three for Free Plan – it's so simple it's smart.

Versatile For Varying Needs
The Three for Free Plan features a variety of benefits to please your clients and their employees. Consider these four selling features:

1. Perfect as a Dual Option
More than 25% of purchasers are currently offering buy-up plans. With its attractive price point, the Three for Free Plan is a great base plan in a core-buy up offering.

2. Competitively Priced
With a price point 7% to 22% below our HRA base plan, this plan will help clients save on premium and attain a price point only available with HSAs.

3. Increase Consumer Engagement
By arming members with practical information on a 24-hour basis, we engage them in their health care and help them make wiser spending decisions. The result is reduced utilization and a healthier bottom line for your clients.

4. An Integrated HRA Plan
With virtually no administration for purchasers, your clients and their employees will enjoy the advantages of an HRA-type plan. Employees will benefit from:
  • 100% preventive care coverage
  • Standard pharmacy copays of $12/$35/$50
  • Three office or urgent care visits covered at 100% per family, per year.
  • Subsequent care subject to deductible and coinsurance
  • Lab fees, X-Rays, etc., are subject to deductible and coinsurance