Affordable, comprehensive dental coverage
For all of your dental needs, HealthPartners offers the largest dental PPO network in the state. And more dentists mean deeper discounts, and that translates to lower out-of-pocket costs for you.
Your plan includes:- New this year! The option for you to see any network dentist or specialist at any time – with no referrals or primary clinic selection.
- A nationwide network of 33,000 dentists at more than 74,000 locations.
- The same great network dentists youve already been seeing, including the nationally-respected HealthPartners Dental Group clinics. That means you can continue seeing your same dentist!
- Orthodontic discount of 20 percent on services at Orthodontic Care Specialists, Ltd. With average orthodontic discounts running about $5,000, you can save $1,000 or more!
HealthPartners 2008-09 Dental Plan
The following summarizes your HealthPartners coverage. For exact terms and conditions, consult a Group Membership contract, or call Member Services at (952) 883-5000 or 800-883-2177.
| In-Network* | Out-of Network** |
Annual maximum per person (does not apply to orthodontia) | $1000 |
|
| Annual deductible | $50 per person $150 per family | $125 per person |
|
| Diagnostic and preventive care | |
Preventive care, examinations, x-rays, oral hygiene & teeth cleaning Fluoride treatments (to age 19) Space maintainers | 100% coverage (deductible does not apply) | 50% coverage (deducible does not apply) |
|
| Restorative care and prosthetics | After deductible | After deductible |
Fillings (customary restorative materials) Sealants Oral surgery Periodontics (gum disease therapy) Endodontics (root canal therapy) Inlays and overlays Restorative crowns Fixed and removable bridgework Full or partial dentures Denture relines or rebases | 60% 60% 60% 60% 60% 60% 60% 50% 50% 50% | 50% 50% 50% 50% 50% 50% 50% 50% 50% 50% |
|
Orthodontics $2,400 Lifetime maximum (does not start over if you change dental plans) | 50% (deductible does not apply) Coverage is limited to dependents under age 19 | 50% (deductible does not apply) Coverage is limited to dependents under age 19 |
*In-network-When care is provided by or arranged by a HealthPartners dentist
**Out-of-network-When care is provided by a non-network dentist, benefits are paid based on a fair and reasonable fee
schedule. For any care over $300, a predetermination of benefits is neccessary
Emergency services are provided to the same extent as eligible dental services specified above and subject to the same copayment percentages, deductibles and maximums.