You can use FSA dollars to help pay for your health care costs. When you have an eligible health care cost, simply pay by using your FSA.
How it works:
- See a network provider for a prescription or medical reason
- Claim is automatically sent to HealthPartners
- If money is available in your FSA account, we send it to you
- Pay your doctor bill, if you didn’t pay at the time of your visit
Use your health care FSA to pay for things like:
- Coinsurance and deductibles for medical, dental, and vision
- Copays on doctor office visits and medical prescription medicines
- X-rays
- Laboratory fees
- Hospital costs
- Surgery
- Dental care
- Contact lenses and eyeglasses
Over-the-counter (OTC) medicines like pain and cold medicines are no longer eligible without a prescription from your doctor. Supplies such as bandages and contact solution are eligible costs. For a partial listing of eligible health care expenses, please visit: Potential Expenses
Key FSA details
- Know your maximum election — Your employer will set your FSA account limits. Check with your employer for details.
- Carefully estimate your FSA election — Think about how much you spend each year on health care. That is how much you will want to put into each FSA. You can estimate your costs with HealthPartners cost calculators at healthpartners.com.
- Use it or lose it — You will lose any money left in your FSA at the end of the plan year. Usually, there is a "run-out" period at the end of the year that lets you catch up on any claims you missed. The length of the "runout" period is set by your employer. Check with your employer to find out more.