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Medical Coverage

  Compass
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Compass
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Traditional
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Traditional
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Empower
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Empower
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Short Term
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Short Term
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Link90
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Typical Buying Situation Individuals looking for affordable coverage with upfront value Families looking for affordable coverage with upfront value Individuals looking for traditional, comprehensive coverage with flexibility Families looking for traditional, comprehensive coverage with flexibilty Individuals who want the tax advantages of a Health Savings Account (HSA) Families who want the tax advantages of a Health Savings Account (HSA) Individuals who need instant, temporary coverage and want provider choices and plan options Families who need instant, temporary coverage and want provider choices and plan options Individuals who need instant, temporary coverage and want convenience in an online, paperless plan
Monthly Premium Starts at $53 Starts at $56 per family member Starts at $88 Starts at $86 per family member Starts at $115 Starts at $104 per family member Starts at $34 Starts at $34 per family member Starts at $32
Deductible Options $2,000 to $15,000 $4,000 to $20,000 $2,000 to $10,000 $6,000 to $30,000 $3050, $5950 $6100, $11900 $300 to $2,000 $300 to $2,000 $500, $2000
Coinsurance Options 80 or 100 percent 80 or 100 percent 80 or 100 percent 80 or 100 percent 100 percent 100 percent 80 or 100 percent 80 or 100 percent 80 or 100 percent
Preventive Care coverage-plus-benefits-before-deductible coverage-plus-benefits-before-deductible coverage-plus-benefits-before-deductible coverage-plus-benefits-before-deductible coverage-plus-benefits-before-deductible coverage-plus-benefits-before-deductible      
Office Visits and urgent care coverage-plus-benefits-before-deductible coverage-plus-benefits-before-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible
virtuwell® 24/7 online clinic coverage-plus-benefits-before-deductible coverage-plus-benefits-before-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible coverage-plus-benefits-before-deductible
Lab and x-ray services coverage-after-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible
Prescription drugs coverage-plus-benefits-before-deductible coverage-plus-benefits-before-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible
Emergency care coverage-plus-benefits-before-deductible coverage-plus-benefits-before-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible
Hospitalization coverage-after-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible
Maternity     coverage-after-deductible coverage-after-deductible coverage-after-deductible coverage-after-deductible      


coverage-plus-benefits-before-deductible = Coverage plus benefits before you pay your deductible
coverage-after-deductible = Coverage after you pay your deductible

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