HealthPartners Freedom

Join Freedom to get top-rated service and care from the only five-star health plan in Minnesota. HealthPartners is one of just 11 plans out of 563 nationwide to achieve Medicare’s highest rating in 2013. This puts Freedom in the top 1.95 percent of plans in the nation. What does "five stars" mean to me?

• Access more than 34,000 providers, including Allina Health, Park Nicollet, Fairview and HealthPartners clinics and hospitals.
• Get generous travel coverage for up to nine months each year in the U.S. with the same benefits as if you were home. Plus, coverage for emergency and urgent care worldwide!
• Stay healthy with our fitness program Silver&Fit^® (this link will take you away from the HealthPartners Medicare website), plus get healthy discounts at more than 40 retailers nationwide.

View the 2013 HealthPartners^® Freedom Plan Comparison Guide for more detailed benefits and plan information (36 pages).

	Freedom Basic (Cost)   Choose this plan	Freedom Vital (Cost)   Choose this plan	Freedom Balance (Cost) Choose this plan	Freedom Ultimate (Cost) Choose this plan
Monthly premium	$46	$53	$93	$143
Monthly premium with Rx	Rx not offered	$66.90 See Part D information	$109.60 See Part D information	$177.20 Enhanced Rx $342.80 See Part D information
Routine physical exams and preventive care	$0 copay (100 percent coverage)
Doctor office visits	You pay 20% of the cost	You pay $15 for primary care and $40 for specialty care	You pay $15 per visit	You pay $0 per visit
virtuwell® 24/7 online clinic	First five virtuwell visits are free. After that, you pay no more than $40 per visit. What is virtuwell?
Inpatient hospital	You pay $600 deductible per benefit period	You pay $300 deductible per benefit period	You pay $150 deductible per benefit period	You pay $0 deductible per benefit period
Emergency care	$100 copay in U.S.	$75 copay in U.S.	$65 copay in U.S.	$0 copay in U.S.
Travel coverage	Coverage for up to 9 months within the U.S. Just call Member Services to activate! More about the Extended Absence Benefit.
Coverage outside the U.S.	No coverage	You pay 20% of the cost for urgently needed and emergency care worldwide.
Hearing services	Annual routine check not covered. 20% of the cost for diagnostic exams. Hearing aid discounts of up to 30 percent.	$0 copay for annual routine check. $40 copay for diagnostic exams. Hearing aid discounts of up to 30 percent.	$0 copay for annual routine check. $15 copay for diagnostic exams. Hearing aid discounts of up to 30 percent.	$0 copay for annual routine check. $0 copay for diagnostic exams. Hearing aid discounts of up to 30 percent.
Dental	Not covered.	Not covered, but you can select optional preventive and comprehensive dental coverage. See supplemental dental information	You pay $0 for: -1 preventive exam -1 cleaning -1 set of x-rays Comprehensive dental coverage is available. See supplemental dental information	You pay $0 for: -1 preventive exam -1 cleaning -1 set of x-rays Comprehensive dental coverage is available. See supplemental dental information
Fitness	You have access to Healthy Discounts at more than 40 local and national retailers	Access to the Silver&Fit® Program!  You pay $25 fee for an entire year of membership at the fitness facility of your choice. Plus, access to Healthy Discounts (this link will take you away from the HealthPartners Medicare website) at more than 40 local and national retailers.

Plan performance Star Ratings are assessed each year and may change from one year to the next. The benefit information provided is a brief summary, not a complete description of benefits. For more information contact the plan. Benefits, formulary, pharmacy network, premiums and/or copayments may change on January 1 of each year. You must continue to pay your Medicare Part B premium.