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Health care marketplace

Help your employees easily coordinate all of their health care needs through their favorite doctor or care system with no referrals needed.

CareChoices,
an ACO marketplace

Employees can choose their favorite doctor or care system. Costs and quality are transparent.

Plan brochure
  • Self-insured and fully insured
  • 100+ employees
  • Open Access network
  • No referrals needed
  • Health and well-being buy-ups available

CentraChoice – a regional solution in partnership with CentraCare.

Plan brochure
  • Self-insured and fully insured
  • 100+ employees
  • Two tier networks available
  • A partnership focused on coordinated health care at an affordable price
  • Customized health and well-being solution

The Park Nicollet and HealthPartners® AchieveSM network

Employees have access to high-quality care through HealthPartners and Park Nicollet clinics and hospitals.

Plan brochure
  • Self-insured and fully insured
  • 1–500 employees
  • Achieve network
  • Health and well-being programs dependent on plan benefits
  • No referrals needed

Tiered benefit plans

Employees can choose which benefit level they want to use based on their needs and preferences.

Plan details
  • Self-insured and fully insured
  • 100+ employees
  • Two and three tier Distinctions networks available
  • Health and well-being buy-ups available
  • No referrals needed

Flexible and empowering

Consumer-driven health plans (CDHPs) place more health care decisions in the hands of your employees. Let your employees save or spend with an EmpowerSM FSA, HRA, HSA or HealthDollars plan. And give them more control managing their health care dollars.

EmpowerSM Health Savings Account (HSA)

Employees are encouraged to become more informed consumers while gaining tax savings and flexibility.

Plan details
  • Self-insured and fully insured
  • 2+ employees
  • Multiple networks to choose from
  • No referrals needed

EmpowerSM Health Reimbursement Account (HRA)

Encourage your employees to shop for care and become better health care consumers.

Plan details
  • Self-insured and fully insured
  • 2+ employees
  • Multiple networks to choose from
  • No referrals needed
  • Tax savings with convenient, automatic reimbursement cross-over

EmpowerSM Flexible Spending Account (FSA)

Employees set tax-free money aside to pay for certain expenses.

Plan details
  • Self-insured and fully insured
  • 2+ employees
  • Health care, dependent care, transportation, and parking FSAs available
  • Convenient, automatic reimbursement cross-over

EmpowerSM HSA Rx Plus

A cost effective plan option with tax savings. Employees can save on certain preventive medicines while enjoying a lower premium.

Plan details
  • Self-insured and fully insured
  • 2+ employees
  • Multiple networks to choose from
  • Health and well-being buy-ups available
  • No referrals needed

EmpowerSM HealthDollars

An engagement breakthrough for employees that’s cost effective with tax savings.

Plan details
  • Self-insured and fully insured
  • 51+ employees
  • Any network
  • Health and well-being incentives
  • No referrals needed

Shifting health care responsibility

Defined contribution shifts choice and responsibility from you to your employees. Your employees decide where and how to spend their health dollars. With choices tied to their values, they’re more accountable for the decisions they make — resulting in better health care consumers.

CareChoices,
an ACO marketplace

Employees can choose their favorite doctor or care system. Costs and quality are transparent.

Plan brochure
  • Self-insured and fully insured
  • 100+ employees
  • Open Access network
  • No referrals needed
  • Health and well-being buy-ups available

EmpowerSM HealthDollars

An engagement breakthrough for employees that’s cost effective with tax savings.

Plan details
  • Self-insured and fully insured
  • 51+ employees
  • Any network
  • Health and well-being incentives
  • No referrals needed

Think outside the box

HealthPartners understands not all plans work for everyone. Our Three for Free, Three for a Copay, CareChoices, and EmpowerSM HealthDollars plans break the mold. Go beyond the norm and give your employees the health care they need at a price you can afford.

CareChoices,
an ACO marketplace

Employees can choose their favorite doctor or care system. Costs and quality are transparent.

Plan brochure
  • Self-insured and fully insured
  • 100+ employees
  • Open Access network
  • No referrals needed
  • Health and well-being buy-ups available

EmpowerSM HealthDollars

An engagement breakthrough for employees that’s cost effective with tax savings.

Plan details
  • Self-insured and fully insured
  • 51+ employees
  • Any network
  • Health and well-being incentives
  • No referrals needed

Three for Free

Employees and their family members get their first three doctor visits for free. This option is cost effective and transitions from a traditional plan to a high-deductible plan.

Plan brochure
  • Self-insured and fully insured
  • 2+ employees
  • Any network
  • Health and well-being buy-ups available
  • No referrals needed

Better control, better savings

With a self-insured plan through HealthPartners you have more control over your plan design. Plus, you still get access to our award-winning disease and condition management, pharmacy management and health and well-being offerings.

Self-insured guide


HealthPartners AssureSM

A simple solution for employers new to self-insurance.

Plan brochure
  • Self-insured
  • 51+ employees
  • Cash flow stability
  • 24-month guaranteed contract
  • Simple stop loss protection
  • Health and well-being buy-ups available

HealthPartners ReAssured

A long term strategy with better total cost of care. A good fit for groups with stable medical costs and employee populations.

Plan brochure
  • Self-insured
  • 51+ employees
  • Guaranteed stop loss and administrative fees for two years
  • Stop loss insurance with lower claims risk
  • 24-month guaranteed contract
  • Health and well-being buy-ups available

Custom options

  • Self-insured
  • 100+ employees
  • Award-winning health and well-being options
  • Industry leading health and trend management
  • Ask your sales representative about custom self-insured options that fit your business

Freedom to choose

Our traditional plans offer something for everyone. And, it doesn’t matter what plan you choose to offer your employees, we keep it simple for everyone!

Open Access plans

Simple plans with choices for employees. Your employees can rest knowing they can get care anywhere.

Plan details
  • Self-insured and fully insured
  • 2+ employees
  • Open Access and Perform networks
  • Health and well-being buy-ups available
  • No referrals needed

Primary Specialty plans

Employees select a primary doctor and pay less when they see the doctor they selected.

Plan details
  • Self-insured and fully insured
  • 2+ employees
  • Open Access and Perform networks
  • Health and well-being buy-ups available
  • No referrals needed to see a specialist