HealthPartners insurance plans for employers in Minnesota

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Achieve greater value with HealthPartners plans

HealthPartners offers a range of health plans with national coverage. With hospitals and clinics across Minnesota and a robust network throughout the state, we bring care and coverage together. In addition, your employees will have access to value-added services and support.

Minnesota small group medical plans

We offer award-winning health solutions with:

Funding solutions. Choose fully insured or our self-insured Balance product - a level-funded option that offers predictable monthly costs combined with the savings of a self-insured health plan.
Plan flexibility. A variety of plans, including traditional copay-deductible plans, HSAs, HRAs, innovative plans like Three for Free, our popular HSA Plus plan and the all-copay plan.
A nationwide network. Travelers and dependents can get the care they need from a national network of more than 1 million providers and 6,000 hospitals.
Easy implementation. Straightforward administration and excellent service.
Living Well. Member tools, services and resources to maintain and improve their health, including access to a health assessment, digital health activities, condition management and healthy discounts.

Minnesota small group network info

There are a range of small group networks to choose from with both self-insured and fully-insured products. Network costs vary, offering employees exactly what fits their needs.

Network	Funding type	Groups & plans	Cost/premium
NetworkOpen Access	Funding Type Self-insured Fully insured	Groups & plansSmall group	Cost/premium$$$
NetworkPerform SE	Funding TypeFully insured	Groups & plansSmall group	Cost/premium$$
NetworkPerform	Funding TypeSelf-insured	Balance (small group EZ level funded)	$$
NetworkAchieve SE	Funding TypeFully insured	Groups & plansSmall group	$
NetworkAchieve	Funding TypeSelf-insured	Groups & plansBalance (small group EZ level funded)	Cost/premium$
NetworkCentraChoice SE	Funding TypeFully insured	Groups & plansFocused CentraCare ACO	Cost/premium$
SmartCare	Self insured	Balance (small group EZ level funded)	$
SmartCare SE	Fully-insured	Small group	$

Minnesota small group dental plans

Your employees’ overall health comes first – and good dental health is linked to overall health. Our dental solutions improve care outcomes and lower costs. We offer:

An integrated approach. Combine medical and dental to simplify administration, open enrollment, reporting and more. Plus, save 25 percent on the family rate when you pair dental with a small group (ACA-qualified) medical plan with a two-year rate guarantee.*
Little Partners^SM Dental benefit. The Little Partners Dental benefit gives 100 percent coverage to kids 12 and under at network dentists with no coinsurance, no deductible and no annual max.
HealthPartners MouthWise Matters. MouthWise Matters provides oral health education and includes our periodontal benefit for diabetics and expecting mothers to provide 100 percent coverage for extra gum treatment, including root planing and scaling.

We offer several solutions including Distinctions, Open Access, Dental Options, Open Access Advantage and Preventive plans. Voluntary solutions are also available.

* If a small medical group is reclassified as large under the ACA or switches medical carriers, the dental discount is no longer valid.

Minnesota small group dental network info

You have a choice of dental network solutions to meet your employees’ needs where they live and work. With the largest PPO network in Minnesota and about 120,000 PPO dental providers nationwide, you’re sure to find the right fit.

Minnesota large group medical plans

We offer award-winning health solutions with:

Funding solutions. Choose fully insured, traditional self-insured or our self-insured Balance product - a level-funded option that offers predictable monthly costs combined with the savings of a self-insured health plan.
Plan flexibility. A variety of plans, including traditional copay-deductible plans, HSAs, HRAs, innovative plans like Three for Free, our popular HSA Plus plan and the all-copay plan. We offer a range of plans, from EZ (off the shelf) to customizable plan designs.
A nationwide network. Travelers and dependents can get the care they need from a national network of more than 1 million providers and 6,000 hospitals.
Easy implementation. Straightforward administration and excellent service for you.
Living Well. Member tools, services and resources to maintain and improve their health, including access to a health assessment, digital health activities, condition management and healthy discounts.

Minnesota large group network info

There are a range of large group networks to choose from with both self-insured and fully-insured products. Network costs vary, offering employees exactly what fits their needs.

Network	Funding type	Groups & plans	Cost/premium
NetworkOpen Access	Funding Type Self-insured Fully insured	Groups & plans Large group EZ portfolio	Cost/premium$$$$
NetworkPerform	Funding Type Self-insured Fully insured	Groups & plans Large group EZ portfolio	Cost/premium$$$
NetworkAchieve	Funding Type Self-insured Fully insured	Groups & plans Custom groups up to 500 EZ portfolio	Cost/premium$
NetworkCentraChoice	Funding Type Self-insured Fully insured	Groups & plans Tiered CentraCare ACO Focused CentraCare ACO	Cost/premium$$
NetworkDistinctions II	Funding Type Self-insured Fully insured	Groups & plansLarge group	Cost/premium$$
NetworkDistinctions III	Funding Type Self-insured Fully insured	Groups & plansLarge group	Cost/premium$$
Select	Self-insured	Large group	$
NetworkSmartCare	Funding TypeSelf-insured Fully insured	Groups & plans Large group EZ portfolio	Cost/premium$
NetworkCustom	Funding TypeSelf-insured	Groups & plansLarge group	Cost/premium$ - $$$$

Minnesota large group dental plans

Build a custom plan best-suited for your employees with best-in-class claims processing, Member Services and a designated team to support on-going administration. Our plans offer:

An integrated approach. Combine medical and dental to simplify administration, open enrollment, reporting and more.
Little Partners^SM Dental benefit. Little Partners is an optional benefit that gives 100 percent coverage to kids 12 and under at network dentists with no coinsurance, no deductible and no annual max.
HealthPartners MouthWise Matters. MouthWise Matters provides oral health education and includes our periodontal benefit for diabetics and expecting mothers to provide 100 percent coverage for extra gum treatment, including root planing and scaling.

We offer custom solutions for large groups using our Open Access national PPO network.

Minnesota large group dental network info

Minnesota Medicare plans

HealthPartners offers a portfolio of Medicare products in Minnesota including Medicare Advantage plans in the Twin Cities and St. Cloud area. We also offer Medicare Cost plans in a variety of counties and several Medicare Supplement plans throughout the state.

Minnesota individual and family plans

HealthPartners makes it easier to pick the right plan for individuals and families buying their own insurance in the greater Twin Cities, St. Cloud area and western Minnesota. Our plans offer:

100 percent coverage for preventive care, like check-ups.
Discounts on gym memberships, eyeglasses and more.
Access to our 24/7 online clinic, Virtuwell.
Support 24/7 for things like where to go for care, how to manage stress, help while traveling and more.
Prescription insulin for no more than $25 a month

Minnesota individual and family network info

The Peak network includes all HealthPartners and Park Nicollet clinics and hospitals.

Network	Description
NetworkPeak	The Peak network is metro-based and includes Park Nicollet and HealthPartners doctors, clinics and hospitals, and a select group of independent doctors, clinics and hospitals. It is designed to provide top-notch care options for those living in the Twin Cities metro area and St. Cloud. All Peak providers are covered in-network and do not require a referral.
SmartCare	SmartCare is a new way to do health care and insurance coverage. It's ideal for people who live in the Twin Cities Metro and value convenience and a lower-cost approach to their health care. Visits can be done by phone, video or in person, so members can get high-quality care without having to always drive to the clinic.
Apex	The Apex network is designed to provide a high-quality, affordable care option to individuals and families living in both the greater Twin Cities metro area and in western Minnesota. The Apex network offers broad access to nearly all providers in the service area, and surrounding areas, without need for a referral. If you need care that’s medically necessary and it can’t be delivered by the Apex network, your provider will work with us to get you the care you need.

Minnesota individual and family dental plans

With HealthPartners Personal dental plans, individuals and families can choose the coverage level that best fits their needs. We offer affordable coverage that can be purchased year-round. The plans offer:

100 percent coverage for preventive care, like check-ups.
Choice of plan types to best-fit individual needs.
Two network options: HealthPartners Dental Group or Open Access

The HealthPartners Dental Group network includes 23 metro clinics and St. Cloud. Open Access is a large, national PPO network.

Value-added services

Member Services

Our representatives provide personal support to answer questions about plan benefits, claims, finding a doctor and more.

Web and mobile tools

Manage health care from anywhere, at any time. From finding a doctor to checking deductibles, it’s all available online or through the app.

Virtuwell

Get an online diagnosis, treatment plan, and prescription (if needed) from board-certified nurse practitioners. All about in an hour.