Help picking the best health insurance
When you’re choosing medical or dental insurance, there’s a lot to consider. Our team is ready to help you make your decision. We’ve put together some useful information. And we’ll be there to answer your questions at every step, too.
Did you know?
HealthPartners has earned the highest overall member plan rating among Minnesota health plans for 10 years in a row.*
Can I see my favorite doctor and get the best deal?
Your plan includes a large network of doctors, clinics and hospitals that agree to provide care for members at a discounted rate. Search your plan network to confirm that your favorite doctor is in network. (Most of them are.) For the most accurate search results, use the network name your employer gave you in your enrollment materials.Find a doctor or dentist
Is my medicine covered?
Knowing how your health plan covers your medicine and how much you’ll pay is important. Start by checking your drug list. (Find your drug list name in your enrollment materials from your employer.) You can also use the pharmacy locator tool to see a list of in-network pharmacies. Be sure to visit a network pharmacy for the best cost.Check the drug list
Find a pharmacy
What discounts and perks will I get?
There are a lot of healthy discounts and perks that come with your HealthPartners plan. You’ll be able to save money on fitness equipment. You’ll get discounts for other things too – like eyewear, orthodontics and healthy eating programs. You can even save on baby products and spa services.
You’ll also have coverage through Assist America®, just in case something happens while you’re traveling away from home. And you’ll get access to a 24/7 nurse CareLine℠. So, you’re never more than a phone call or click away from help, whether you’re at home or on the go.
Which plan is right for my family?
When you’re picking a health insurance plan, it’s important to know it will fit your needs. If you need help, use the Plan for Me tool. You can use the tool to compare options and estimate your care and prescription costs based on your situation and health needs. You may have gotten log on information at your open enrollment kickoff meeting. Use the info your employer gave you to log on.
Not every employer uses Plan for Me. If your employer doesn’t, don’t worry. They’ll be getting you lots of great other information to help you choose the plan that best fits your needs.Go to Plan for Me
What’s a HSA, HRA or FSA?
Some types of health insurance plans use special savings accounts for health-related expenses. If yours uses a health savings account (HSA), health reimbursement account (HRA) or flexible spending account (FSA), you might be looking for more information. The links below explain the savings account types. They also give tips for getting the most out of them.How to use my HSA
How to use my HRA
How to use my FSA
Other questions to ask
You likely have many more questions when you’re choosing a new insurance plan. But do you know what questions you should be asking other than, “How much will it cost?” Learn what questions to ask and where to get answers.Know what questions to ask
Can someone help answer my questions?
If you have more questions, just ask. Our helpful and friendly Member Services team has answers. Picking the right plan is just the first way we’ll help you become the healthiest you.Contact Member Services
* According to the 2007-2016 CAHPS surveys