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Dental coverage

Protect your smile

A healthy smile is important because it’s part of your total health. You can add dental insurance to any long-term insurance plan, including these options from HealthPartners. Or you can add dental insurance to coverage through your employer.

Only pay for the coverage you need

With HealthPartners’s dental plans, you only pay for the coverage you need. Not sure how to pick the perfect plan?

  • Choose the maintenance plan if you have healthy teeth. You only need regular checkups and have occasional cavities.
  • Choose the major plan if your teeth need a bit more care, like root canals and crowns. You can also purchase this plan if you get preventive services through another plan.
  • Choose the comprehensive plan if you need regular checkups and a little more, like root canals. This is the perfect middle.

Coverage

Maintenance Plan

Major Plan

Comprehensive Plan

  In-
network
Out-of-
Network
In-
Network
Out-of-
Network
In-
Network
Out-of-
Network
Preventive (check-ups
and X-rays)
100% 80% 0% 0% 100% 80%
Sealants 100% 80% 100% 80% 100% 80%
Fillings 80% 50% 80% 50% 80% 50%
White fillings on
back teeth
50% 50% 50% 50% 50% 50%
Basic services 0% 0% 50% - 80% 50% 50% - 80% 50%
Surgical services 0% 0%
After six months
50% 50% 50% 50%
Major restorative
(Crowns, bridges, etc.)
0% 0%
After twelve months
50% 25% 50% 25%
Annual deductible
(Per person)
$50 $75 $50 $75 $50 $75
Annual benefit
(Per person)
$1,250 $750 $1,250 $750 $1,250 $750

Dig deeper into the plan benefits with the Dental Summary of Benefits.

Pick your network

Do you already have a dentist? Search our networks to see if your favorite clinic or dentist is covered.

Are you trying to decide what network to use?

  • Choose the HealthPartners Dental Group Network if you want top-notch care and a smaller network. There are more than 70 dentists and specialists at 22 clinics throughout the Twin Cities.
  • Choose the HealthPartners Open Access Network if you want options. This network has more than 2,600 providers, making it the largest dental PPO network in Minnesota.

Shop dental plans

Dental rates

Monthly rates are effective through December 31, 2016.

  Maintenance Plan Major Plan Comprehensive Plan
HealthPartners
Dental Group
Under 50 $28.21 $21.43 $38.46
50 and over $33.81 $25.74 $46.17

Dependent Rates
1 child $26.80 $20.36 $36.56
2 children $53.62 $40.74 $73.12
3 or more children $80.43 $61.11 $109.68

Open Access Network
Under 50 $34.51 $28.38 $47.16
50 and over $40.05 $34.08 $56.60

Dependent Rates
1 child $32.79 $26.96 $44.80
2 children $65.60 $53.92 $89.60
3 or more children $98.40 $80.88 $134.43

Save money on braces

Think you’ll need braces in the next year? Get discounts at three of the top orthodontic clinics in Minnesota:

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