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Medicare basics

A quick overview of Medicare.

Whether you’re new to Medicare or thinking about switching plans there’s a lot to cover. We make finding out more as simple as possible. That way you can make a confident decision.

Understanding Original Medicare

There are two parts to Original Medicare:

Part A: Inpatient hospital care and skilled nursing facility care.

Part B: Visits to the doctor, outpatient care, and durable medical equipment.

You enroll in Medicare Parts A and B through a Social Security office. One thing to remember is that Original Medicare doesn’t cover everything. You don’t get coverage for:

  • Deductibles, coinsurance and copays
  • Most dental care
  • Most prescription meds
  • Routine eye care
  • Routine hearing exams
  • Fitness programs
  • Services outside the U.S.
  • Acupuncture

How do I get extra coverage?

Private plans offer extra coverage and perks that you might not get with other plans. This is where HealthPartners comes in. We offer a variety of Medicare plans to choose from.

Ready to enroll?

Get plan recommendations and enroll online now.

Types of private Medicare plans

Private plans are purchased through an insurance carrier:

  • Cost plans: A type of Medicare plan that lets you use your benefits outside the plan’s network or service area. Covered services under Medicare Parts A and B are then paid for by Original Medicare. Optional prescription drug coverage (Part D) may be included.

  • Medicare Advantage plans (Part C): An all-in-one plan that includes medical coverage and prescription drug coverage.

  • Medicare Supplement/Medigap plans: With most plans, this is medical coverage only. You must buy a standalone Part D plan if you want prescription drug coverage.

  • Prescription Drug plans (Part D): A Medicare drug plan that helps with the cost of prescription meds.

For more info on the parts of Medicare, visit our Medicare educational blog.

Attend an informational meeting

Meet with a sales representative and other people who have questions just like yours.

See meeting times

Request an information kit

Looking for more info? We’ll send you a packet of information on HealthPartners Medicare plans.

Request a kit

Get in touch

Sometimes it’s easiest to talk to an expert. You can get in touch with our sales team by calling:

Or, you can email our sales team.

 

Already a member? Connect with Member Services by calling:

From October 1 through February 14, we take calls from 8 a.m. to 8 p.m. CST, seven days a week. You’ll speak with a representative. From February 15 to September 30, call us 8 a.m. to 8 p.m. CST, Monday through Friday to speak with a representative. On Saturdays, Sundays and Federal holidays, you can leave a message and we’ll get back to you within one business day.

This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments and restrictions may apply. Benefits, premiums and/or copayments/coinsurance may change on January 1 of each year. You must continue to pay your Medicare Part B premium. The formulary, pharmacy network and/or provider network may change at any time. You will receive notice when necessary.

HealthPartners is a health plan that contracts with both Medicare and the Minnesota Medical Assistance (Medicaid) program to provide benefits of both programs to enrollees. HealthPartners is also a Cost plan and PPO plan with a Medicare contract. Enrollment in HealthPartners depends on contract renewal.

Last updated October 2017

H2422 H2462 H4882_105826 Approved

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