Whether you’re new to Medicare or thinking about switching plans there’s a lot to cover. We make finding out more as simple as possible. That way you can make a confident decision.
Understanding Original Medicare
There are two parts to Original Medicare:
Part A: Inpatient hospital care and skilled nursing facility care.
Part B: Visits to the doctor, outpatient care, and durable medical equipment.
You enroll in Medicare Parts A and B through a Social Security office. One thing to remember is that Original Medicare doesn’t cover everything. You don’t get coverage for:
- Deductibles, coinsurance and copays
- Most dental care
- Most prescription drugs
- Routine eye care
- Routine hearing exams
- Fitness programs
- Services outside the U.S.
How do I get extra coverage?
Private plans offer extra coverage and perks that you might not get with other plans. This is where HealthPartners comes in. We offer a variety of Medicare plans to choose from.
Types of private Medicare plans
Private plans are purchased through an insurance carrier:
Cost plans: A type of Medicare plan that lets you use your benefits outside the plan’s network or service area. Covered services under Medicare Parts A and B are then paid for by Original Medicare.
Medicare Advantage plans (Part C): An all-in-one plan that includes medical coverage and prescription drug coverage.
Medicare Supplement/Medigap plans: Medical coverage only. Must buy a standalone Part D plan if you want prescription drug coverage.
Prescription Drug plans (Part D): A Medicare drug plan that helps with the cost of prescription drugs.
For more info on the parts of Medicare, visit our Medicare educational blog.
Attend an informational meeting
Meet with a sales representative and other people who have questions just like yours.
Request a Medicare packet
Looking for more info? We’ll send you a packet of information on HealthPartners Medicare plans.
Last updated October 2019
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