Home Health insurance Individual & family Minnesota Apex plan Apex plan information

This is all the “fine print” about the insurance plans we offer.

If you’re looking for information that’s easy to read, the column labeled “Summary of Benefits and Coverage" is your best bet. These are also called SBCs. Use this document if you’re looking for detailed information about your plan. Plus, all SBCs are legally required to include the same information, so it’s easy to compare plans.

Here’s what you’ll find in the other documents:

  • Contract: This is the legal contract between you and HealthPartners. It includes all the details about your insurance plan.
  • Benefit charts: Use these charts to find the exact, legal terms of everything your plan covers.
  • Amendments and pediatric dental: Some insurance plans have dental benefits that only apply to people younger than 19. Those benefits are explained here. This also shows you if things have changed with your plans.

Questions about your plan? We’re here to help. Call Member Services at 800-883-2177.

View the statement of nondiscrimination for health plan members.

Plan name Contract Benefit charts Amendments/pediatric dental Summary of Benefits and Coverage
Apex $1,000 w/Copay P-S Gold

CON-103.8-GHI-IND-OMKTA-1-22

BCH-103.8-GHI-IND-IE162-1-22

PMD-103.8-GHI-IND-PED80-1-22

Apex $1,000 w/Copay P-S Gold
Apex $2,000 w/Copay Gold

CON-103.8-GHI-IND-OMKTA-1-22

BCH-103.8-GHI-IND-IE163-1-22

PMD-103.8-GHI-IND-PED80-1-22

Apex $2,000 w/Copay Gold
Apex $3,000 Plus Silver

CON-103.8-GHI-IND-OMKTA-1-22

BCH-103.8-GHI-IND-IE139-1-22

PMD-103.8-GHI-IND-PED80-1-22

Apex $3,000 Plus Silver
Apex $5,300 Plus Silver

CON-103.8-GHI-IND-OMKTA-1-22

BCH-103.8-GHI-IND-IE164-1-22

PMD-103.8-GHI-IND-PED80-1-22

Apex $5,300 Plus Silver
Apex $6,250 Plus Bronze

CON-103.8-GHI-IND-OMKTA-1-22

BCH-103.8-GHI-IND-IE143-1-22

PMD-103.8-GHI-IND-PED70-1-22

Apex $6,250 Plus Bronze
Apex $8,700 Catastrophic

CON-103.8-GHI-IND-OMKTA-1-22

BCH-103.8-GHI-IND-IE144-1-22

PMD-103.8-GHI-IND-PED100-1-22

Apex $8,700 Catastrophic
Apex $3,000 w/Copay P-S Silver

CON-103.8-GHI-IND-OMKTA-1-22

BCH-103.8-GHI-IND-IE153-1-22

PMD-103.8-GHI-IND-PED75-1-22

Apex $3,000 w/Copay P-S Silver
Apex $3,000 HSA Silver

CON-103.8-GHI-IND-OMKTHSAA-1-22

BCH-103.8-GHI-IND-IE145-1-22

PMD-103.8-GHI-IND-PED80-1-22

Apex $3,000 HSA Silver
Apex $7,000 HSA Bronze

CON-103.8-GHI-IND-OMKTHSAA-1-22

BCH-103.8-GHI-IND-IE146-1-22

PMD-103.8-GHI-IND-PED100-1-22

Apex $7,000 HSA Bronze
Plan name Contract Benefit charts Amendments/pediatric dental Summary of Benefits and Coverage
Apex $1,000 w/Copay P-S Gold

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE745-1-22

  Apex $1,000 w/Copay P-S Gold
Apex Zero Cost Share Gold (IE719)

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE673-1-22

  Apex Zero Cost Share Gold (IE719)
Apex $1,000 w/Copay P-S Limited Cost Share Gold

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE746-1-22

  Apex $1,000 w/Copay P-S Limited Cost Share Gold
Apex $2,000 w/Copay Gold

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE747-1-22

  Apex $2,000 w/Copay Gold
Apex Zero Cost Share Gold (IE770)

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE748-1-22

  Apex Zero Cost Share Gold (IE770)
Apex $2,000 w/Copay Limited Cost Share Gold

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE749-1-22

  Apex $2,000 w/Copay Limited Cost Share Gold
Apex $3,000 Plus Silver

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE653-1-22

  Apex $3,000 Plus Silver
Apex Zero Cost Share Silver (IE722)

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE654-1-22

  Apex Zero Cost Share Silver (IE722)
Apex $3,000 Plus Limited Cost Share Silver

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE655-1-22

  Apex $3,000 Plus Limited Cost Share Silver
Apex $100 Cost Share Silver (IE724)

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE656-1-22

  Apex $100 Cost Share Silver (IE724)
Apex $850 Cost Share Silver

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE657-1-22

  Apex $850 Cost Share Silver
Apex $2,750 Cost Share Silver

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE658-1-22

  Apex $2,750 Cost Share Silver
Apex $5,300 Plus Silver

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE750-1-22

  Apex $5,300 Plus Silver
Apex Zero Cost Share Silver (IE773)

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE751-1-22

  Apex Zero Cost Share Silver (IE773)
Apex $5,300 Plus Limited Cost Share Silver

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE752-1-22

  Apex $5,300 Plus Limited Cost Share Silver
Apex $100 Cost Share Silver (IE775)

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE753-1-22

  Apex $100 Cost Share Silver (IE775)
Apex $1,000 Cost Share Silver (IE776)

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE754-1-22

  Apex $1,000 Cost Share Silver (IE776)
Apex $3,000 Cost Share Silver

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE755-1-22

  Apex $3,000 Cost Share Silver
Apex $6,250 Plus Bronze

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE681-1-22

  Apex $6,250 Plus Bronze
Apex Zero Cost Share Bronze (IE734)

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE682-1-22

  Apex Zero Cost Share Bronze (IE734)
Apex $6,250 Plus Limited Cost Share Bronze

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE683-1-22

  Apex $6,250 Plus Limited Cost Share Bronze
Apex $3,000 HSA Silver

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE660-1-22

  Apex $3,000 HSA Silver
Apex Zero Cost Share Silver (IE737)

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE661-1-22

  Apex Zero Cost Share Silver (IE737)
Apex $3,000 Limited Cost Share Silver

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE662-1-22

  Apex $3,000 Limited Cost Share Silver
Apex $200 Cost Share Silver

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE663-1-22

  Apex $200 Cost Share Silver
Apex $1,000 Cost Share Silver (IE740)

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE664-1-22

  Apex $1,000 Cost Share Silver (IE740)
Apex $2,300 Cost Share Silver

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE665-1-22

  Apex $2,300 Cost Share Silver
Apex $7,000 HSA Bronze

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE666-1-22

  Apex $7,000 HSA Bronze
Apex Zero Cost Share Bronze (IE728)

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE667-1-22

  Apex Zero Cost Share Bronze (IE728)
Apex $7,000 Limited Cost Share Bronze

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE668-1-22

  Apex $7,000 Limited Cost Share Bronze
Apex $3,000 w/Copay P-S Silver

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE706-1-22

  Apex $3,000 w/Copay P-S Silver
Apex Zero Cost Share Silver (IE773)

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE707-1-22

  Apex Zero Cost Share Silver (IE773)
Apex $3,000 w/Copay P-S Limited Cost Share Silver

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE708-1-22

  Apex $3,000 w/Copay P-S Limited Cost Share Silver
Apex $2,800 w/Copay P-S Cost Share Reduction Silver

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE711-1-22

  Apex $2,800 w/Copay P-S Cost Share Reduction Silver
Apex $900 w/Copay P-S Cost Share Reduction Silver

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE710-1-22

  Apex $900 w/Copay P-S Cost Share Reduction Silver
Apex $50 w/Copay P-S Cost Share Reduction Silver

CON-103.8-GHI-IND-MKTA-1-22

BCH-103.8-GHI-IND-IE709-1-22

  Apex $50 w/Copay P-S Cost Share Reduction Silver
Plan name Contract Benefit charts Amendments/pediatric dental Summary of Benefits and Coverage
Apex $1,000 w/Copay Gold CON-103.7-IND-OMKTA-1-21 BCH-103.7-GHI-IND-IE155-1-21 PMD-103.7-GHI-IND-PED80-1-21 Apex $1,000 w/Copay gold
Apex $3,000 Plus Silver CON-103.7-IND-OMKTA-1-21 BCH-103.7-GHI-IND-IE156-1-21 PMD-103.7-GHI-IND-PED80-1-21 Apex $3,000 Plus Silver
Apex $6,250 Plus Bronze CON-103.7-IND-OMKTA-1-21 BCH-103.7-GHI-IND-IE158-1-21 PMD-103.7-GHI-IND-PED70-1-21 Apex $6,250 Plus Bronze
Apex $8,550 Catastrophic CON-103.7-IND-OMKTA-1-21 BCH-103.7-GHI-IND-IE159-1-21 PMD-103.7-GHI-IND-PED100-1-21 Apex $8,550 Catastrophic
Apex $3,000 w/Copay P-S Silver CON-103.7-IND-OMKTA-1-21 BCH-103.7-GHI-IND-IE157-1-21 PMD-103.7-GHI-IND-PED75-1-21  Apex $3,000 w/Copay P-S Silver
Apex $3,000 HSA Silver CON-103.7-IND-OMKTHSAA-1-21 BCH-103.7-GHI-IND-IE160-1-21 PMD-103.7-GHI-IND-PED80-1-21  Apex $3,000 HSA Silver
Apex $6,900 HSA Bronze CON-103.7-IND-OMKTHSAA-1-21 BCH-103.7-GHI-IND-IE161-1-21 PMD-103.7-GHI-IND-PED100-1-21  Apex $6,900 HSA Bronze
Plan name Contract Benefit charts Amendments/pediatric dental Summary of Benefits and Coverage
Apex $1000 w/Copay Gold CON-103.7-IND-MKTA-1-21 BCH-103.7-GHI-IND-IE718-1-21   Apex $1,000 w/Copay Gold
Apex Zero Cost Share Gold (IE719) CON-103.7-IND-MKTA-1-21 BCH-103.7-GHI-IND-IE719-1-21   Apex Zero Cost Share Gold
Apex $1,000 w/Copay Limited Cost Share Gold CON-103.7-IND-MKTA-1-21 BCH-103.7-GHI-IND-IE720-1-21   Apex $1,000 w/Copay Limited Cost Share Gold
Apex $3,000 Plus Silver CON-103.7-IND-MKTA-1-21 BCH-103.7-GHI-IND-IE721-1-21   Apex $3,000 Plus Silver
Apex Zero Cost Share Silver (IE722) CON-103.7-IND-MKTA-1-21 BCH-103.7-GHI-IND-IE722-1-21   Apex Zero Cost Share Silver
Apex $3,000 Plus Limited Cost Share Silver CON-103.7-IND-MKTA-1-21 BCH-103.7-GHI-IND-IE723-1-21   Apex $3,000 Plus Limited Cost Share Silver
Apex $100 Plus Cost Share Reduction Silver CON-103.7-IND-MKTA-1-21 BCH-103.7-GHI-IND-IE724-1-21   Apex $100 Plus Cost Share Reduction Silver
Apex $850 Plus Cost Share Reduction Silver CON-103.7-IND-MKTA-1-21 BCH-103.7-GHI-IND-IE725-1-21   Apex $850 Plus Cost Share Reduction Silver
Apex $2,750 Plus Cost Share Reduction Silver CON-103.7-IND-MKTA-1-21 BCH-103.7-GHI-IND-IE726-1-21   Apex $2,750 Plus Cost Share Reduction Silver
Apex $3,000 w/Copay P-S Silver CON-103.7-IND-MKTA-1-21 BCH-103.7-GHI-IND-IE727-1-21   Apex $3,000 w/Copay P-S Silver
Apex Zero Cost Share Silver (IE728) CON-103.7-IND-MKTA-1-21 BCH-103.7-GHI-IND-IE728-1-21   Apex Zero Cost Share Silver
Apex $3,000 w/Copay P-S Limited Cost Share Silver CON-103.7-IND-MKTA-1-21 BCH-103.7-GHI-IND-IE729-1-21   Apex $3,000 w/Copay P-S Limited Cost Share Silver
Apex $50 w/Copay P-S Silver CON-103.7-IND-MKTA-1-21 BCH-103.7-GHI-IND-IE730-1-21   Apex $50 w/Copay P-S Silver
Apex $1,000 w/Copay P-S Silver CON-103.7-IND-MKTA-1-21 BCH-103.7-GHI-IND-IE731-1-21   Apex $1,000 w/Copay P-S Silver
Apex $2,800 w/Copay P-S Silver CON-103.7-IND-MKTA-1-21 BCH-103.7-GHI-IND-IE732-1-21   Apex $2,800 w/Copay P-S Silver
Apex $6,250 Plus Bronze CON-103.7-IND-MKTA-1-21 BCH-103.7-GHI-IND-IE733-1-21   Apex $6,250 Plus Bronze
Apex Zero Cost Share Bronze (IE734) CON-103.7-IND-MKTA-1-21 BCH-103.7-GHI-IND-IE734-1-21   Apex Zero Cost Share Bronze
Apex $6,250 Plus Limited Cost Share Bronze CON-103.7-IND-MKTA-1-21 BCH-103.7-GHI-IND-IE735-1-21   Apex $6,250 Plus Limited Cost Share Bronze
Apex $3,000 HSA Silver CON-103.7-IND-MKTHSAA-1-21 BCH-103.7-GHI-IND-IE736-1-21   Apex $3,000 HSA Silver
Apex Zero Cost Share Silver (IE737) CON-103.7-IND-MKTHSAA-1-21 BCH-103.7-GHI-IND-IE737-1-21   Apex Zero Cost Share Silver
Apex $3000 Limited Cost Share Silver CON-103.7-IND-MKTHSAA-1-21 BCH-103.7-GHI-IND-IE738-1-21   Apex $3,000 Limited Cost Share Silver
Apex $200 Cost Share Reduction Silver CON-103.7-IND-MKTHSAA-1-21 BCH-103.7-GHI-IND-IE739-1-21   Apex $200 Cost Share Reduction Silver
Apex $1,050 Cost Share Reduction Silver CON-103.7-IND-MKTHSAA-1-21 BCH-103.7-GHI-IND-IE740-1-21   Apex $1,050 Cost Share Reduction Silver
Apex $2,300 Cost Share Reduction Silver CON-103.7-IND-MKTHSAA-1-21 BCH-103.7-GHI-IND-IE741-1-21   Apex $2,300 Cost Share Reduction Silver
Apex $6,900 HSA Bronze CON-103.7-IND-MKTHSAA-1-21 BCH-103.7-GHI-IND-IE742-1-21   Apex $6,900 HSA Bronze
Apex Zero Cost Share Bronze (IE743) CON-103.7-IND-MKTHSAA-1-21 BCH-103.7-GHI-IND-IE743-1-21   Apex Zero Cost Share Bronze
Apex $6,900 Limited Cost Share Bronze CON-103.7-IND-MKTHSAA-1-21 BCH-103.7-GHI-IND-IE744-1-21   Apex $6,900 Limited Cost Share Bronze