Home Health insurance Individual & family Minnesota Cornerstone plan Cornerstone plan summary of benefits & coverage

This is all the “fine print” about the insurance plans we offer.

If you’re looking for information that’s easy to read, the column labeled “Summary of Benefits and Coverage" is your best bet. These are also called SBCs. Use this document if you’re looking for detailed information about your plan. Plus, all SBCs are legally required to include the same information, so it’s easy to compare plans.

Here’s what you’ll find in the other documents:

  • Contract: This is the legal contract between you and HealthPartners. It includes all the details about your insurance plan.
  • Benefit charts: Use these charts to find the exact, legal terms of everything your plan covers.
  • Amendments and pediatric dental: Some insurance plans have dental benefits that only apply to people younger than 19. Those benefits are explained here. This also shows you if things have changed with your plans.

Questions about your plan? We’re here to help. Call Member Services at 800-883-2177.

View the statement of nondiscrimination for health plan members.

Plan name Contract Benefit charts Amendments/pediatric dental Summary of Benefits and Coverage
Cornerstone $1000 w/Copay P-S Gold CON-103.9-MN-IND-OMKC-1-23 BCH-103.9-MN-IND-IE173-23 PMD-103.9-MN-IND-PED-80-23 Cornerstone $1000 w/Copay P-S Gold
Cornerstone $2000 w/Copay Gold CON-103.9-MN-IND-OMKC-1-23 BCH-103.9-MN-IND-IE174-23 PMD-103.9-MN-IND-PED-80-23 Cornerstone $2000 w/Copay Gold
Cornerstone $3000 w/Copay P-S Silver CON-103.9-MN-IND-OMKC-1-23 BCH-103.9-MN-IND-IE176-23 PMD-103.9-MN-IND-PED-75-23 Cornerstone $3000 w/Copay P-S Silver
Cornerstone $3500 Plus Silver CON-103.9-MN-IND-OMKC-1-23 BCH-103.9-MN-IND-IE175-23 PMD-103.9-MN-IND-PED-80-23 Cornerstone $3500 Plus Silver
Cornerstone $5250 Plus Silver CON-103.9-MN-IND-OMKC-1-23 BCH-103.9-MN-IND-IE177-23 PMD-103.9-MN-IND-PED-80-23 Cornerstone $5250 Plus Silver
Cornerstone $6250 Plus Bronze CON-103.9-MN-IND-OMKC-1-23 BCH-103.9-MN-IND-IE178-23 PMD-103.9-MN-IND-PED-70-23 Cornerstone $6250 Plus Bronze
Cornerstone $9100 Catastrophic

CON-103.9-MN-IND-OMKC-1-23

BCH-103.9-MN-IND-IE179-23

PMD-103.9-MN-IND-PED-100-23

Cornerstone $9100 Catastrophic
Cornerstone $3500 HSA Silver

CON-103.9-MN-IND-OMKHSAC-1-23

BCH-103.9-MN-IND-IE180-23

PMD-103.9-MN-IND-PED-80-23

Cornerstone $3500 HSA Silver
Cornerstone $7300 HSA Bronze

CON-103.9-MN-IND-OMKHSAC-1-23

BCH-103.9-MN-IND-IE181-23

PMD-103.9-MN-IND-PED-100-23

Cornerstone $7300 HSA Bronze
Plan name Contract Benefit charts Summary of Benefits and Coverage
Cornerstone $1000 w/Copay P-S Gold CON-103.9-MN-IND-MKC-1-23 BCH-103.9-MN-IND-IE778-23 Cornerstone $1000 w/Copay P-S Gold
Cornerstone Zero Cost Share Gold (IE869) CON-103.9-MN-IND-MKC-1-23 BCH-103.9-MN-IND-IE779-23 Cornerstone Zero Cost Share Gold (IE869)
Cornerstone $1000 w/Copay P-S Limited Cost Share Gold CON-103.9-MN-IND-MKC-1-23 BCH-103.9-MN-IND-IE780-23 Cornerstone $1000 w/Copay P-S Limited Cost Share Gold
Cornerstone $2000 w/Copay Gold CON-103.9-MN-IND-MKC-1-23 BCH-103.9-MN-IND-IE781-23 Cornerstone $2000 w/Copay Gold
Cornerstone Zero Cost Share Gold (IE872) CON-103.9-MN-IND-MKC-1-23 BCH-103.9-MN-IND-IE782-23 Cornerstone Zero Cost Share Gold (IE872)
Cornerstone $2000 w/Copay Limited Cost Share Gold CON-103.9-MN-IND-MKC-1-23 BCH-103.9-MN-IND-IE783-23 Cornerstone $2000 w/Copay Limited Cost Share Gold
Cornerstone $3000 w/Copay P-S Silver CON-103.9-MN-IND-MKC-1-23 BCH-103.9-MN-IND-IE790-23 Cornerstone $3000 w/Copay P-S Silver
Cornerstone Zero Cost Share Silver (IE881) CON-103.9-MN-IND-MKC-1-23 BCH-103.9-MN-IND-IE791-23 Cornerstone Zero Cost Share Silver (IE881)
Cornerstone $3000 w/Copay P-S Limited Cost Share Silver CON-103.9-MN-IND-MKC-1-23 BCH-103.9-MN-IND-IE792-23 Cornerstone $3000 w/Copay P-S Limited Cost Share Silver
Cornerstone $2800 w/Copay P-S Cost Share Reduction Silver CON-103.9-MN-IND-MKC-1-23 BCH-103.9-MN-IND-IE795-23 Cornerstone $2800 w/Copay P-S Cost Share Reduction Silver
Cornerstone $850 w/Copay P-S Cost Share Reduction Silver CON-103.9-MN-IND-MKC-1-23 BCH-103.9-MN-IND-IE794-23 Cornerstone $850 w/Copay P-S Cost Share Reduction Silver
Cornerstone $50 w/Copay P-S Cost Share Reduction Silver CON-103.9-MN-IND-MKC-1-23 BCH-103.9-MN-IND-IE793-23 Cornerstone $50 w/Copay P-S Cost Share Reduction Silver
Cornerstone $3500 Plus Silver CON-103.9-MN-IND-MKC-1-23 BCH-103.9-MN-IND-IE784-23 Cornerstone $3500 Plus Silver
Cornerstone Zero Cost Share Silver (IE875) CON-103.9-MN-IND-MKC-1-23 BCH-103.9-MN-IND-IE785-23 Cornerstone Zero Cost Share Silver (IE875)
Cornerstone $3500 Plus Limited Cost Share Silver CON-103.9-MN-IND-MKC-1-23 BCH-103.9-MN-IND-IE786-23 Cornerstone $3500 Plus Limited Cost Share Silver
Cornerstone $50 Plus Cost Share Silver CON-103.9-MN-IND-MKC-1-23 BCH-103.9-MN-IND-IE787-23 Cornerstone $50 Plus Cost Share Silver
Cornerstone $850 Plus Cost Share Silver CON-103.9-MN-IND-MKC-1-23 BCH-103.9-MN-IND-IE788-23 Cornerstone $850 Plus Cost Share Silver
Cornerstone $3250 Plus Cost Share Silver CON-103.9-MN-IND-MKC-1-23 BCH-103.9-MN-IND-IE789-23 Cornerstone $3250 Plus Cost Share Silver
Cornerstone $6250 Plus Bronze CON-103.9-MN-IND-MKC-1-23 BCH-103.9-MN-IND-IE796-23 Cornerstone $6250 Plus Bronze
Cornerstone Zero Cost Share Bronze (IE887) CON-103.9-MN-IND-MKC-1-23 BCH-103.9-MN-IND-IE797-23 Cornerstone Zero Cost Share Bronze (IE887)
Cornerstone $6250 Plus Limited Cost Share Bronze CON-103.9-MN-IND-MKC-1-23 BCH-103.9-MN-IND-IE798-23 Cornerstone $6250 Plus Limited Cost Share Bronze
Cornerstone $3500 HSA Silver CON-103.9-MN-IND-MKHSAC-1-23 BCH-103.9-MN-IND-IE799-23 Cornerstone $3500 HSA Silver
Cornerstone Zero Cost Share Silver (IE890) CON-103.9-MN-IND-MKHSAC-1-23 BCH-103.9-MN-IND-IE800-23 Cornerstone Zero Cost Share Silver (IE890)
Cornerstone $3500 Limited Cost Share Silver CON-103.9-MN-IND-MKHSAC-1-23 BCH-103.9-MN-IND-IE801-23 Cornerstone $3500 Limited Cost Share Silver
Cornerstone $200 Cost Share Silver CON-103.9-MN-IND-MKHSAC-1-23 BCH-103.9-MN-IND-IE802-23 Cornerstone $200 Cost Share Silver
Cornerstone $1050 Cost Share Silver CON-103.9-MN-IND-MKHSAC-1-23 BCH-103.9-MN-IND-IE803-23 Cornerstone $1050 Cost Share Silver
Cornerstone $2750 Cost Share Silver CON-103.9-MN-IND-MKHSAC-1-23 BCH-103.9-MN-IND-IE804-23 Cornerstone $2750 Cost Share Silver
Cornerstone $7300 HSA Bronze CON-103.9-MN-IND-MKHSAC-1-23 BCH-103.9-MN-IND-IE805-23 Cornerstone $7300 HSA Bronze
Cornerstone Zero Cost Share Bronze (IE896) CON-103.9-MN-IND-MKHSAC-1-23 BCH-103.9-MN-IND-IE806-23 Cornerstone Zero Cost Share Bronze (IE896)
Cornerstone $7300 Limited Cost Share Bronze CON-103.9-MN-IND-MKHSAC-1-23

BCH-103.9-MN-IND-IE807-23

Cornerstone $7300 Limited Cost Share Bronze