Don't miss out! The Medicare Annual Enrollment Period ends on Dec 7: Explore your plan options today.

Explore our highly rated Medicare Cost plans, designed for North Dakota and South Dakota

Formerly known as HealthPartners® Sanford (Cost), HealthPartners® Freedom (Cost) plans feature extra perks and benefits not included with Original Medicare. Plus, you’ll receive coverage from a strong network of health care experts – including more than 59,000 doctors and clinicians at thousands of care locations.

All of our Cost plans received an overall Medicare Star Rating of 5 out of 5 for 2022 – the highest score possible. These objective ratings are the result of high marks for quality, customer service and how well we keep members healthy.

Need coverage for the rest of 2021? Explore 2021 plans instead.

Discover what our Freedom plans have to offer

With HealthPartners Freedom plans, you’ll get the access, benefits and affordability you need:

  • Low monthly premiums and copays as low as $0 for preventive and primary care visits.
  • A strong network of doctors and specialists, including local providers like Sanford Health, Altru Health System, Avera Health, Essentia Health, Mid-Dakota Clinic, Prairie Lakes Health Care System, Brookings Health System and more.
  • Out-of-network flexibility – Need to get care outside of your network? No problem: Our Cost plans work together with Original Medicare to give you affordable options for providers no matter where you are in the U.S. 
  • No referrals necessary – You can see a specialist without waiting for a referral from your primary care doctor. 
  • Dental coverage – Our Freedom Prairie plan includes a $400 benefit allowance for preventive and comprehensive dental services.
  • Benefits while traveling – Our plans include in-network coverage for up to nine months of the year when you travel inside the U.S. but outside of the plan's service area. You’ll also have access to pre-travel consultations and worldwide emergency and urgent care coverage, with additional assistance available through Assist America®.*
  • Hearing, vision and fitness – Select plans include coverage for: 
    • Routine hearing exams and hearing aids through TruHearing®
    • Routine vision exams and annual benefit allowances for non-Medicare-covered prescription eyewear
    • A gym membership and home fitness kits through SilverSneakers®
  • 24/7 online care – All Medicare Cost plans include unlimited, no-cost visits to our online clinic Virtuwell. At Virtuwell, you can get a diagnosis, treatment plan and prescription for more than 60 common conditions – all online with no appointments, waiting rooms or video calls.

We designed our plans around what North Dakotans and South Dakotans need – and want – from Medicare. With more than 60 years of health care expertise, outstanding customer service and plans full of benefits that matter, HealthPartners is by your side.

Freedom Cost plans in North Dakota Four plans available

Freedom Base, Freedom Plains, Freedom Prairie, Freedom Crest

Offered in these counties
  • Barnes
  • Burleigh
  • Cass
  • Dickey
  • Grand Forks
  • Kidder
  • LaMoure
  • Morton
  • Oliver
  • Ransom
  • Richland
  • Sargent
  • Stutsman
  • Traill
A strong care network

With our Freedom plans, you’ll have access to care systems across North Dakota and beyond, including:

  • Sanford Health
  • Altru Health System
  • Essentia Health
  • And more
Freedom Cost plans in South Dakota Four plans available

Freedom Base, Freedom Plains, Freedom Prairie, Freedom Crest

Offered in these counties
  • Brookings
  • Brown
  • Clay
  • Codington
  • Day
  • Deuel
  • Lake
  • Lincoln
  • Minnehaha
  • Turner
  • Union
A strong care network

With our Freedom plans, you’ll have access to care systems across South Dakota and beyond, including:

  • Sanford Health
  • Avera Health
  • Prairie Lakes Health Care System
  • Brookings Health System
  • And more
Legal information

Every year, Medicare evaluates plans based on a 5-star rating system.

*Assist America services are only available during the first 90 consecutive days that you're away from your home and all arrangements must be made through Assist America.

Out-of-network/non-contracted providers are under no obligation to treat HealthPartners members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.

All content ©2021 TruHearing, Inc. All Rights Reserved. TruHearing® is a registered trademark of TruHearing, Inc. All other trademarks, product names, and company names are the property of their respective owners.

SilverSneakers is a registered trademark of Tivity Health, Inc. © 2021 Tivity Health, Inc. All rights reserved.

Last updated December 2021

H2422_001601 Approved 10/1/2021
H2462 H4882_001601 Accepted