Medicare Cost plans that put you first
HealthPartners® Freedom (Cost) plans are a great way to get more from Medicare. These plans feature extra perks and benefits not included with Original Medicare. Plus, you’ll receive coverage from a trusted network of health care experts – including more than 65,000 doctors and clinicians at thousands of care locations – while enjoying the flexibility to see any provider who accepts Medicare.
Your Medicare plan should help you live healthier, and that’s why with our plans, your needs always come first:
Our Medicare network includes access to major care systems across North Dakota, South Dakota and beyond. So you can see the doctors you know and trust – and start making new connections too. Plus, through Original Medicare, you’ll also have coverage when you see any provider across the U.S. who accepts Medicare.
There’s a plan for everyone. Most plans include in-network primary care copays of $0, and you can also pick a plan with monthly premiums of $0 (new for 2023). It’s easy to find an option that fits your budget, so you can get access to the medical benefits you need while enjoying greater peace of mind.
Select plans feature an annual maximum dental benefit amount (enhanced for 2023) for cleanings, exams and X-rays. You can see any dental provider you want, and there’s no waiting period for coverage.
Most plans include coverage for routine hearing exams, options for hearing aids through TruHearing® (enhanced for 2023), an annual benefit allowance for non-Medicare-covered eyewear, and a gym membership and home fitness kit through our partnership with SilverSneakers®. There’s also a plan where you can get a quarterly allowance to spend on select over-the-counter products and supplies (new for 2023).
We know it’s important to talk to a medical expert whenever you need one, which is exactly why members have access to unlimited, no-cost visits to Virtuwell. At Virtuwell, you can get a diagnosis, treatment plan and prescription for more than 60 common conditions – all online with no appointments, waiting rooms or video calls.
Enjoying the snowbird or RV life? All plans include in-network coverage for up to nine months of annual domestic travel. You’ll also have access to pre-travel consultations and worldwide emergency and urgent care coverage, with additional assistance through Assist America®.*
Our Medicare Cost plans in North Dakota
Five plans available: Valley, Base, Plains, Prairie and Crest
All plans share the same medical network. You can see doctors and experts from Sanford Health, Altru Health System, Essentia Health and many more care systems. (Through Original Medicare, you’ll also have coverage when you see any provider across the U.S. who accepts Medicare.)
Offered in these counties
- Barnes
- Burleigh
- Cass
- Dickey
- Grand Forks
- Kidder
- LaMoure
- Morton
- Oliver
- Ransom
- Richland
- Sargent
- Stutsman
- Traill
Our Medicare Cost plans in South Dakota
Five plans available: Valley, Base, Plains, Prairie and Crest
All plans share the same medical network. You can see doctors and experts from Sanford Health, Avera Health, Monument Health, Rapid City Medical Center, Prairie Lake Healthcare System, Brookings Health System, Yankton Medical Clinic and many more care systems. (Through Original Medicare, you’ll also have coverage when you see any provider across the U.S. who accepts Medicare.)
Offered in these counties
- Brookings
- Brown
- Butte
- Clay
- Codington
- Davison
- Day
- Deuel
- Grant
- Lake
- Lawrence
- Lincoln
- McCook
- Meade
- Minnehaha
- Moody
- Pennington
- Sanborn
- Turner
- Union
- Yankton
Legal information
*Assist America services are only available during the first 90 consecutive days that you're away from your home and all arrangements must be made through Assist America.
Out-of-network/non-contracted providers are under no obligation to treat HealthPartners members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.
All content ©2022 TruHearing, Inc. All Rights Reserved. TruHearing® is a registered trademark of TruHearing, Inc.
SilverSneakers is a registered trademark of Tivity Health, Inc. © 2022 Tivity Health, Inc. All rights reserved.
Last updated January 2023
H2422_002804 Approved
H2462 H4882_002804 Accepted