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Individual EmpowerEmpowerSM consumer-driven plans from HealthPartners can help you save money and better manage your healthcare. The consumer-driven group includes FSA, HSA and HRA plans. Discover these unique plans that offer great flexibility and choices.

Empower FSA
A flexible spending account (FSA) allows you to set aside money for health care, dependent care, transportation and parking expenses and use it tax-free.

Empower HSA
A health savings account (HSA) allows you to establish a savings account with a bank or other financial institution.
You can use this money to help pay for eligible medical costs such as braces, vision care, and more!

Empower HRA
A health reimbursement account (HRA) is an account your employer establishes to help you pay for your plan deductible.

Empower HSA Rx Plus
With HealthPartners EmpowerSM HSA Rx Plus plan, you use a health savings account (HSA) that allows you to establish a savings account with a bank or other financial institution. You can use this money to help pay for eligible medical costs such as braces, vision care, and more! Plus you’ll get extra savings on medicines listed on our preventive drug list – and with the lower monthly premiums, you’ll save money all year long!

Compare HRAs and HSAs

Both have their benefits. Compare HRAs and HSAs in an informational table to discover which one is right for you.

Cost Calculators

Estimate personal medical expenses with our Medical Cost Calculator.

Determine how an FSA can help reduce your taxes with our EBIA Tax Savings Calculator.