Achieve greater value with HealthPartners UnityPoint Health plans

HealthPartners UnityPoint Health offers a range of health plans with national coverage. With hospitals and clinics throughout Iowa, and a robust network throughout the state, we bring care and coverage together. In addition, your clients will have access to value-added services and support.

Iowa small group medical plans

We offer award-winning health solutions with:

  • Plan flexibility. A variety of plans, including traditional copay-deductible plans, HSAs, HRAs, innovative plans like Three for Free, our popular HSA Plus plan and the all-copay plan.
  • Funding solutions. Choose fully insured or our self-insured Balance product – a level-funded option that offers predictable monthly costs combined with the savings of a self-insured health plan.
  • A nationwide network. Travelers and dependents can get the care they need from a national network of more than 1 million providers and 6,000 hospitals.
  • Easy implementation. Straightforward administration and excellent service.
  • Living Well. Member tools, services and resources to maintain and improve their health, including access to a health assessment, digital health activities, condition management and healthy discounts.
Iowa small group network info

There are small group networks to choose from that support self-insured. Network costs vary, offering clients exactly what fits their needs. Networks vary by county. Contact your sales representative for specifics in your area.

Network Funding type Groups & plans Cost/premium
NetworkOpen Access

Funding Type

Fully insured

Self-insured

Small group

Balance (small group EZ level funded)

Cost/premium$$$$
NetworkBridges

Funding TypeFully insured

Self-insured

Small group

Balance (small group EZ level funded)

Cost/premium$$
Iowa small group dental plans

Your clients’ overall health comes first – and good dental health is linked to overall health. Our dental solutions improve care outcomes and lower costs. We offer:

  • Little PartnersSM dental benefit. The Little Partners Dental benefit gives 100% coverage to kids 12 and under at in-network dentists with no coinsurance, no deductible and no annual max.
  • HealthPartners MouthWise Matters. MouthWise Matters provides oral health education and includes our periodontal benefit for diabetics and expecting mothers. It provides 100% coverage in-network for extra gum treatment, including root planing and scaling (a deep cleaning for teeth).
  • An integrated approach. Our dental plans are available as a stand-alone option or can be bundled with a medical plan to simplify administration, open enrollment, reporting and more. Groups that bundle save 25% on the family dental rate and get a two-year dental rate guarantee.*
  • Added value. Dental sealants and orthodontia are available for all ages on most plans. We offer both contributory and voluntary plan solutions to support your clients’ overall health.

* If a small medical group is reclassified as large under the ACA or switches medical carriers, the dental discount is no longer available. Iowa small group dental network info Your clients are sure to find the right fit with our Open Access network. It has more than 130,000 PPO providers nationwide.

Iowa small group dental network info

Your clients are sure to find the right fit with our Open Access network. It has more than 130,000 PPO providers nationwide.

Iowa large group medical plans

Offer your clients award-winning health solutions with:

  • Plan flexibility. A variety of plans, including traditional copay-deductible plans, HSAs, HRAs, innovative plans like Three for Free, our popular HSA Plus plan and the all-copay plan. We offer a range of plans, from EZ (off the shelf) to customizable plan designs.
  • A nationwide network. Travelers and dependents can get the care they need from a national network of more than 1 million providers and 6,000 hospitals.
  • Easy implementation. Straightforward administration and excellent service for your clients.
     
Iowa large group network info

There are a range of large group networks to choose from that support both self-insured and fully-insured products. Network costs vary, offering clients exactly what fits their needs.

Network Funding type Groups & plans Cost/premium
NetworkOpen Access Funding Type

Self-insured

Fully insured

Groups & plans

Large group

EZ portfolio

Cost/premium$$$$
NetworkBridges Funding Type

Self-insured

Fully insured

Groups & plans

Large group

EZ portfolio

Cost/premium$$
NetworkCustom Funding Type

Self-insured

Fully insured

Groups & plansLarge group Cost/premium$ - $$$$
Iowa large group dental plans

Build a custom plan best-suited for your clients’ organization with best-in-class claims processing, Member Services and a designated team to support on-going administration. Our plans offer:

  • An integrated approach. Combine medical and dental to simplify administration, open enrollment, reporting and more.
  • Little PartnersSM Dental benefit. Little Partners is an optional benefit that gives 100 percent coverage to kids 12 and under at network dentists with no coinsurance, no deductible and no annual max.
  • HealthPartners MouthWise Matters. MouthWise Matters provides oral health education and includes our periodontal benefit for diabetics and expecting mothers to provide 100 percent coverage for extra gum treatment, including root planing and scaling.

We offer custom solutions for large groups using our Open Access national PPO network.
 

Iowa large group dental network info

Your clients are sure to find the right fit with our Open Access network. It has about 120,000 PPO providers nationwide.

Iowa Medicare Advantage plans

We offer a portfolio of Medicare products. Your clients can continue seeing the UnityPoint Health doctors they know and trust, or choose any in-network doctor. There are many benefits to choosing HealthPartners UnityPoint Health for your clients. Perks include:

  • A health club membership or home fitness kits.
  • Travel coverage for care away from home
Value-added services Member Services

Our representatives provide personal support to answer questions about plan benefits, claims, finding a doctor and more.

Web and mobile tools

Manage health care from anywhere, at any time. From finding a doctor to checking deductibles, it’s all available online or through the app.

Virtuwell

Get an online diagnosis, treatment plan, and prescription (if needed) from nurse practitioners. All about in an hour.

Insurance plans available in Iowa

We offer simple solutions with an exceptional experience. Get plan flexibility, plan comparison, communications support and easy implementation for your clients in Iowa.

Small group

Our small group health plans help you succeed through simple tools, flexible options and competitive benefits.

Benton, Black Hawk, Boone, Bremer, Buchanan, Buena Vista, Calhoun, Cedar, Cherokee, Clay, Dallas, Dickinson, Greene, Grundy, Ida, Iowa, Johnson, Jones, Linn, Lyon, Marion, Marshall, Mills, Muscatine, Osceola, Plymouth, Pocahontas, Polk, Pottawattamie, Poweshiek, Sac, Scott, Sioux, Story, Tama, Warren, Webster, Woodbury

Large group

Our large group health plans are focused on driving affordability, improving health and providing an exceptional experience.

Adair, Adams, Allamakee, Appanoose, Audubon, Benton, Black Hawk, Boone, Bremer, Buchanan, Buena Vista, Butler, Calhoun, Carroll, Cass, Cedar, Cerro Gordo, Cherokee, Chickasaw, Clarke, Clay, Clayton, Clinton, Crawford, Dallas, Davis, Decatur, Delaware, Des Moines, Dickinson, Dubuque, Emmet, Fayette, Floyd, Franklin, Fremont, Greene, Grundy, Guthrie, Hamilton, Hancock, Hardin, Harrison, Henry, Howard, Humboldt, Ida, Iowa, Jackson, Jasper, Jefferson, Johnson, Jones, Keokuk, Kossuth, Lee, Linn, Louisa, Lucas, Lyon, Madison, Mahaska, Marion, Marshall, Mills, Mitchell, Monona, Monroe, Montgomery, Muscatine, O'Brien, Osceola, Page, Palo Alto, Plymouth, Pocahontas, Polk, Pottawattamie, Poweshiek, Ringgold,  Sac, Scott, Shelby, Sioux, Story, Tama, Taylor, Union, Van Buren, Wapello, Warren, Washington, Wayne, Webster, Winnebago, Winneshiek, Woodbury, Worth, Wright

Medicare

Our Medicare plans provide access to leading local hospitals and clinics and a variety of value-added services to our members.

Benton, Black Hawk, Boone, Bremer, Buchanan, Butler, Cedar, Cherokee, Clarke, Clayton, Dallas, Delaware, Fayette, Greene, Grundy, Hamilton, Hardin, Humboldt, Ida, Iowa, Jackson, Jasper, Johnson, Jones, Linn, Madison, Marion, Marshall, Muscatine, Plymouth, Polk, Poweshiek, Scott, Sioux, Story, Tama, Warren, Washington, Webster, Woodbury, Wright