Having a clear idea of how much your medical care will cost before you visit a doctor can help you plan for upcoming health care needs. We offer several different ways to estimate the cost of care at our hospitals and clinics.

Cost estimates are also available through our online patient estimate tool, which lets patients know what their out-of-pocket costs are for over 300 common services.

Price estimates are based on historical data of similar procedures and current insurance coverage. Although we make every effort to provide accurate estimates, remember that these are only estimates. Your actual charges may vary.

Estimates are calculated assuming HealthPartners is in-network with your insurance plan. Non-covered services or services that need prior authorization aren’t considered in our estimates. Our online price estimates reflect prices from HealthPartners hospital-based locations only – not our clinics. They also assume that you live in the United States. Please contact your insurance plan if you have questions about your coverage.

There are organizations in both Minnesota and Wisconsin that offer tools to compare service charges for a large number of procedures at different hospitals in each state. The information they use is reported directly from medical facilities at regular intervals to ensure that it’s current.

• If you’re in Minnesota, use the Minnesota Hospital Association Price Check
• If you’re in Wisconsin, use the Wisconsin Hospital Association Price Point

Below, you’ll find the average cost and range for 25 of the most common procedures at HealthPartners and Park Nicollet, including our clinics in Hutchinson and Olivia. Using this information, you can work with your insurance company to estimate what you’ll pay. Some preventive services are fully covered by your insurance, which means there’s no cost to you.

In order to provide accurate cost information, each procedure has five numbers associated with it:

• CPT – CPT stands for Current Procedural Terminology. Your doctor uses this code to bill the insurance company. It tells the insurance company what services you received. Each service has a different code.
• Average –This is the average amount patients pay for this procedure. You and your insurance company may split this cost. Your deductible, coinsurance, copay and coverage affect how much you’ll pay. If you have questions about your insurance, call your insurance company.
• Range –Just like the cost of groceries varies depending where you buy it, the cost of procedures changes depending on your insurance. We use information from four major insurance companies (HealthPartners, Blue Cross Blue Shield, United Healthcare and Medica) to determine the range. The top of the range is the most you should pay if you get your insurance through one of these four insurance companies. You may have to pay this if you haven’t met your deductible.
• Medicare payment –If you have Medicare, this is the most you’ll pay for this procedure. Depending on your Medicare plan, you may not be expected to pay anything.
• MHCP –If you have insurance from a Minnesota Health Care Program (MHCP) from the state of Minnesota, this is the most you’ll pay for this procedure. Depending on your plan, you may not be expected to pay anything.
• Self-pay –If you do not have any insurance, this is the most you should expect to pay. If you need assistance to pay for services, you can contact us to set up an appointment.

If you have additional procedures or services, there may be additional costs. For example, let’s say you go to the doctor for a routine preventive care visit. While you’re there, you ask the doctor to look at a mole. There may be an additional charge for that.

The federal government requires hospitals to post a list of standard charges reflecting each inpatient and outpatient service and item provided by the hospital. You can find these lists in the form of downloadable files on the financial information pages for each of our hospitals (excluding St. Francis Regional Medical Center) and for TRIA Orthopedics.

Our hospitals are committed to making outstanding care available to you in the right place, at the right time. Our standard charges may be far different from the amounts you are expected to pay. Our hospitals have negotiated varying discounts with Medicare, Medicaid and most private insurance plans.

The list of standard charges for Park Nicollet Same Day Surgery Center Burnsville can be downloaded here: