1. Health insurance
  2. Medicare
  3. Minnesota Senior Health Options (MSHO)
  4. Member benefits
  5. MSHO over-the-counter (OTC) benefits for seniors
For 2026 HealthPartners MSHO (HMO SNP) plan members

Our 2026 Minnesota Senior Health Options (MSHO) plan includes an allowance for over-the-counter (OTC) products. This allowance is through NationsBenefits®. You can use your allowance when you shop on the BenefitsPro™ online app, by phone or by catalog.

Get OTC medicine and wellness products at no cost

Through NationsBenefits, the 2026 HealthPartners MSHO plan provides an OTC allowance each quarter (every three months). You can use it to buy medicines like:

  • Pain relievers
  • Antacids
  • Cold, flu and allergy medicines
  • Sleep aids and more
Standing at his kitchen sink, an older man is ready to a prescription pill as he holds a glass of water.

You can also use your OTC allowance for items like:

  • Vitamins and supplements
  • Skin care products
  • Dental and denture products
  • Eye and ear products
  • Diabetes products
  • Digestive health products
  • Incontinence supplies
  • Supports and braces
  • First aid and medical supplies
  • Household safety items and more
2026 OTC allowance amount for the HealthPartners MSHO plan

Our 2026 MSHO plan includes an OTC allowance of $75 per quarter ($300 per year) through NationsBenefits. You can only use your allowance during each quarter you get it in.

Your MSHO plan separately covers some OTC drugs and products through Medical Assistance:

  • You pay nothing for items covered through Medical Assistance when your provider prescribes them.
  • To see which OTC items are covered through Medical Assistance, see your MSHO plan’s drug list (formulary).
  • This coverage is separate from your NationsBenefits OTC allowance. Can’t find an item you’re looking for at NationsBenefits? Check your MSHO plan’s drug list (formulary) to see if it’s covered by Medical Assistance.
How to use your over-the-counter allowance with NationsBenefits

Your allowance can be used through NationsBenefits only. But there’s no need to go to a store. There are two ways to order with two-day delivery:

Online or in the app, you can:

Sitting at her living room desk, an older woman shops on her smartphone.
  • See your available allowance
  • Browse for items
  • See details and images
  • Order items
  • Track orders
You can also order items or get a catalog:
  • Over the phone at 877-270-4241 (TTY 711). Calls are taken from 8 a.m. to 8 p.m.
  • Through the mail. Use the order form in your catalog (PDF). (Mail orders may take longer.)
HealthPartners MSHO plan Preview our 2027 MSHO plan member benefits
Legal information

© 2026 NationsBenefits, LLC. NationsBenefits is a registered trademark of NationsBenefits, LLC. Other marks are the property of their respective owners.

Last updated October 2026

H2422_005735_M Accepted 9/6/2026

Language assistance and nondiscrimination notice for MSHO (PDF)