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Individual and family plans

Individual and family health insurance plans that fit your lifestyle

Whether you need to buy a new health insurance plan for you or your family, or you need to change your current plan, we have a plan that works for you. All our plans are designed to bring care and coverage together, helping keep you and your family healthy and ready for what’s next. And with our locally based Member Services team, you’ll always have one-on-one guidance available to answer questions, so your plan is easy to use.

Our highly rated plans are also available on the health insurance marketplaces in Minnesota and Wisconsin. You may qualify for a tax credit to help lower the cost of your plan.

Learn more about our plan options and find answers to your questions about care, coverage and more. You can make sure we have a plan in the county where you live by selecting the

You’ll find a list of counties here.

Available in most counties

Minnesota plans available in these counties:

  • Anoka
  • Becker
  • Benton
  • Big Stone
  • Brown
  • Carlton
  • Carver
  • Chippewa
  • Chisago
  • Clay
  • Cottonwood
  • Crow Wing
  • Dakota
  • Douglas
  • Faribault
  • Freeborn
  • Grant
  • Hennepin
  • Isanti
  • Jackson
  • Kandiyohi
  • Lac qui Parle
  • Lincoln
  • Lyon
  • Martin
  • McLeod
  • Morrison
  • Murray
  • Nobles
  • Norman
  • Otter Tail
  • Pipestone
  • Polk
  • Pope
  • Ramsey
  • Redwood
  • Renville
  • Rock
  • Scott
  • Sherburne
  • Sibley
  • Stearns
  • Stevens
  • St. Louis
  • Swift
  • Todd
  • Traverse
  • Watonwan
  • Washington
  • Wilkin
  • Wright
  • Yellow Medicine
Available in select counties

Wisconsin plans available in these counties:

  • Brown
  • Burnett
  • Douglas
  • Florence
  • Green Lake
  • Kewaunee
  • Marquette
  • Menominee
  • Oconto
  • Outgamie
  • Pierce
  • Polk
  • Shawano
  • St. Croix
  • Waupaca
  • Waushara
  • Winnebago

We also offer dental insurance plans.

Want to know if a specific doctor is in your network, or need to find hospitals or clinics nearby? Search our networks below to find the care you’re looking for.

Individual and family plans that meet your needs

Choosing a health insurance plan is an important decision for you and your family. Our highly rated plans provide the coverage you need alongside benefits and perks that fit your lifestyle. That makes it easier to stay on budget and get the most out of your plan.

Our plans support your well-being and your wallet. Choose from low-deductible plans, high-deductible plans, “three for free” options and more. Plus, all plans include prescription insulin for no more than $25 per month, 100% coverage for preventive care like checkups, and other cost-saving features.

Our plans include well-being resources to help keep your family happy and healthy. From access to Virtuwell – our 24/7 online clinic – to support for concerns like where to go for care, how to manage stress, help while traveling and more, we’re with you every step of the way.

For more than six decades, our locally based teams have been dedicated to helping you and your family access high-quality health care. As a nonprofit, we’re committed first and foremost to improving the health and well-being of you and your family. That means plans that are simple to use, providers that are easy to find and costs that are manageable.

You can also shop our highly rated plans on the health insurance marketplaces in Minnesota and Wisconsin. You may qualify for a tax credit to help lower the cost of your plan.

From where you can buy health insurance to open enrollment, find the information you need to feel more confident in your choices.