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Individual and family plans

Individual and family health insurance plans in Minnesota and Wisconsin that fit your lifestyle

Getting health insurance on your own doesn’t mean you have to go it alone. HealthPartners is here for you with individual and family health insurance plans in Minnesota and Wisconsin that feature:

  • 100% coverage for preventive care like checkups
  • Access to our 24/7 online clinic Virtuwell
  • Prescription insulin for no more than $25 a month

Our plans also have:

  • 24/7 support for concerns like where to go for care, how to manage stress, help while traveling and more
  • Discounts on fitness and well-being classes, exercise equipment, eyeglasses and more
  • The option to add your spouse and/or children to your plan

HealthPartners offers plans with the network, benefits and affordability to keep you healthy and ready for what’s next.

If you live around the Twin Cities or St. Cloud, choose from nine Peak plans for affordable care and coverage.

Live around the Twin Cities, Duluth, or western or southern Minnesota? Our nine Apex plans offer broad provider access.

If you live in the Twin Cities, our Select plans offer locally trusted care providers at the lowest cost.

In southwest Minnesota, Cornerstone plans deliver savings via local care options.

If you live in western Wisconsin, choose from 10 Atlas plans for medical insurance that fits your lifestyle.

If you live in northeastern Wisconsin, our nine Robin Oak plans can help you find trusted care and coverage close to home.

For those living in northeastern Wisconsin, our seven Robin Select plans offer top-rated local care and coverage at the lowest cost.

More about individual and family insurance plans

Open enrollment

You can enroll in an individual or family plan during open enrollment, which starts in November and runs for a certain amount of time each year.

The length of the open enrollment period can change from year to year and is set by both federal and state governments.

Special enrollment

You can enroll in or switch your plan outside of open enrollment if you qualify for special enrollment – for example, if you move, get married or divorced, adopt a child or involuntarily lose your existing health insurance.

In most situations, you have 60 days from the date of the qualifying event to apply for new coverage.

If you have any questions about special enrollment and whether you qualify, call us at 877-838-4949 or email IndividualSales@healthpartners.com.

Your medical, dental and prescription drug needs

Think about what kind of care you and your family will need next year. For example, are you planning for a big event, like the birth of a child? Do you or your spouse take regular medication for a condition? Or do you expect to see your doctor only for regular checkups and a flu shot?

Your answers can give you a good idea of the kind of care you’ll likely need in the coming year.

The doctors, specialists, clinics and pharmacies in each network

When looking at plans, check to see if your current care team is in the plan’s network. If not, consider your and your family’s comfort level in switching to a new doctor or clinic.

The plan’s perks and benefits

Some plans go beyond the basics to provide gym discounts, access to 24/7 online care and travel support. Not only can these perks and benefits provide you with real savings, they can give you more peace of mind.

Tax credits can help make an individual or family health plan even more affordable. They’re usually based on your household’s size and income amount.