Sitting in a dentist’s exam room, a woman is smiling at a dental hygienist before she examines her teeth.

Group dental plans

Group dental insurance plans for employers

Good oral health matters. Today’s employees know this, seeking out and staying with employers that offer comprehensive, easy-to-use and affordable dental benefits as part of a larger, well-rounded package. That’s why we partner with businesses and organizations of all sizes, providing a wide range of dental plans that deliver the coverage and choice employees want, alongside the analytics and cost savings that employers need.

And when you combine a dental plan with a small group or large group medical plan, convenience and cost savings multiply. With one website, one account team, one Member Services number and centralized reporting, you’ll receive an integrated, time-saving experience (plus an extra discount on dental plan rates for small groups).

Healthier smiles lead to great things – on the job and beyond. Let’s get started.

HealthPartners offers group dental insurance to organizations based in
Minnesota, Wisconsin, North Dakota, South Dakota and Iowa.

With our extensive provider networks that include nationwide dental care access, our plans are designed to be flexible and affordable. That means your workforce – wherever they are – gets the best dental care possible at a manageable price.

We’ll help you choose a solution that’s right for your business – whether you have five employees or 5,000. We feature voluntary plans (with no employer contribution required) and contributory plans (where the employer pays 50% of the single premium or more). Groups with more than 100 employees can enjoy customizable plan designs and networks, plus self-insured solutions.

All our plans offer one-on-one support at each step, creating a close partnership with us to help ensure your business gets the most out of its plan. Your online employer account allows you to be in control of your plan, but support from your personal account manager is only a phone call away.

Our convenient, powerful and easy-to-use member tools and resources help employees easily understand and manage their plan. Digital options like an online account and mobile app allow members to manage their health anytime, anywhere. And when one-on-one guidance is needed, our helpful, Midwest-based Member Services team is ready to lend a hand.

With several flexible dental plans available, we have an option for every budget. Many plans include access to a nationwide network of more than 130,000 providers, helping ensure your employees can find the care they need – whether they’re working near your headquarters, working remotely or traveling.

For Minnesota businesses with 100 or fewer employees, we offer a variety of plan options to meet your needs.

Distinctions℠ plans

Our Distinctions plans are designed with a two-tier network. With a tiered system, employees can enjoy greater choice in how they manage their care. The first tier features more than 300 highly respected dental providers, including the HealthPartners Dental Group. The second tier includes a wider network of 2,600 dentists throughout Minnesota and surrounding areas, in addition to nationwide access to more than 130,000 providers through our alliance with Cigna.

There are several Distinctions plans to choose from with varying member deductibles, coinsurance amounts and annual maximums. That makes it easy to find the right solution for your business and employees, including custom plan options for large groups.

Open Access plans

Our Open Access plans feature the freedom to see any licensed dentist at any time. Both in-network and out-of-network benefits are the same, though members may enjoy greater value when choosing an in-network provider due to contracted discounts. With a network of 2,900 providers in Minnesota plus 130,000 providers nationwide, it’s easy to take advantage of in-network savings.

We provide several Open Access plans, making it easy to choose the right solution for your business and employees. Plans have varying member deductibles, coinsurance amounts and annual maximums.

Open Access Advantage plans

Like our Open Access plans, members can see any licensed dentist at any time with our Open Access Advantage plans. The “Advantage” comes through greater coverage when members see an in-network provider. With 2,900 network providers in Minnesota plus 130,000 network providers nationwide, it’s easy for members to find higher-quality, lower-cost care.

When it comes to choosing the right Open Access Advantage plan for your business and employees, we provide several options with varying member deductibles, coinsurance amounts and annual maximums.

Dental Options® plans

Our Dental Options plans give both you and your employees the flexibility to select the right coverage for everyone’s needs. It begins with your choice of a plan that has either a $1,000 or $2,000 annual maximum. From there, your employees choose one of three options that best fits their needs:

  • Dental Select – Our Select network, including HealthPartners Dental Group and other leading providers, offers the lowest premiums along with consistent quality care.
  • Dental Open Access – Through the Open Access network, members can access our network of 2,900 providers throughout Minnesota and more than 130,000 providers nationwide.
  • Any dentist – Members are covered for care from any licensed dentist, even if the provider isn’t in our network.
Preventive and Preventive Plus plans

With our Preventive plans, you can offer 100% in-network coverage for essential dental benefits like checkup exams, cleanings, sealants and regular X-rays. Preventive Plus plans go further by adding our Little Partners℠ dental benefit for members 12 and younger, as well as coverage for basic services like fillings, simple extractions and endodontics.

Both plans cover care through our Dental Open Access network, featuring 2,900 network providers in Minnesota along with 130,000 network providers nationwide through our alliance with Cigna.

For Wisconsin businesses with 100 or fewer employees, we offer a variety of plan options to meet your needs.

Open Access plans

Our Open Access plans feature the freedom to see any licensed dentist at any time. Both in-network and out-of-network benefits are the same, though members may enjoy greater value when choosing an in-network provider due to contracted discounts. With a network of nearly 2,200 providers in Wisconsin plus 130,000 providers nationwide, it’s easy to take advantage of in-network savings.

We provide several Open Access plans, making it easy to choose the right solution for your business and employees. Plans have varying member deductibles, coinsurance amounts and annual maximums.

Open Access Advantage plans

Like our Open Access plans, members can see any licensed dentist at any time with our Open Access Advantage plans. The “Advantage” comes through greater coverage when members see an in-network provider. With nearly 2,200 network providers in Wisconsin plus 130,000 network providers nationwide, it’s easy for members to find higher-quality, lower-cost care.

When it comes to choosing the right Open Access Advantage plan for your business and employees, we provide several options with varying member deductibles, coinsurance amounts and annual maximums.

Preventive and Preventive Plus plans

With our Preventive plans, you can offer 100% in-network coverage for essential dental benefits like checkup exams, cleanings, sealants and regular X-rays. Preventive Plus plans go further by adding our Little Partners℠ dental benefit for members 12 and younger, as well as coverage for basic services like fillings, simple extractions and endodontics.

Both plans cover care through our Dental Open Access network, featuring nearly 2,200 network providers in Wisconsin along with 130,000 network providers nationwide through our alliance with Cigna.

For North Dakota, South Dakota and Iowa businesses with 100 or fewer employees, our Open Access plans feature the freedom to see any licensed dentist at any time. Both in-network and out-of-network benefits are the same, though members may enjoy greater value when choosing an in-network provider due to contracted discounts. With a network of 130,000 providers nationwide, it’s easy to take advantage of in-network savings.

We provide several Open Access plans, making it easy to choose the right solution for your business and employees. Plans have varying member deductibles, coinsurance amounts and annual maximums.

For businesses with more than 100 employees, our tailored plan designs and network options help you get just what you need.

  • Customizable plan designs and benefits – Our customizations recognize the unique needs of your employees. We’ll partner with you to create a personalized solution that fits both now and as your business evolves.
  • Custom network opportunities – From broad coverage to narrow provider networks, we work with you to give your employees access to quality dental care wherever they are.
  • Detailed reporting for extra insights into plan performance – Our reporting lets you see how your employees are using their benefits, giving you more opportunities to find cost efficiencies and save money.
  • Options to have preventive dental services not apply to annual maximums – It’s a choice that can end up saving your employees more money, making your dental benefit even more attractive.

At HealthPartners, our dental plans provide more than just the basics. From exceptional employer and member support to unique programs that improve care outcomes and lower costs, our plans do more – making it easier for employees to stay healthy.

Everyday support
  • Member Services – Based in the Midwest, our support team has the knowledge and resources to provide quick, friendly answers.
  • Online member account and mobile app – Convenient digital tools let members enjoy 24/7 access to their benefit details, claims, provider directories, plan documents and much more.
  • Healthy Discounts℠ – Members can save on items and services beyond dental health, like eyewear, hearing aids, fitness equipment and more.
Extra coverage when it’s most needed
  • 100% in-network coverage of preventive services on most plans – Because consistent dental health prevents higher costs down the road.
  • Sealants – Unlike many other plans, we cover dental sealants for all age groups to help prevent cavities.
  • HealthPartners MouthWise Matters – Members who are pregnant or living with diabetes have unique dental needs. Through our MouthWise Matters program, we provide 100% in-network coverage for extra gum treatment, including root planing and scaling, as well as additional help from our disease and case management team. It all results in lower costs, improved health outcomes and increased member satisfaction.
  • Little Partners℠ – Our Little Partners benefit gives members 12 years old and younger 100% coverage for all their dental care when they see an in-network dentist – no coinsurance, deductible or annual maximum. That helps give kids their best opportunity for great dental health now and in the future. (Included in all small group employer plans, optional for large group employer plans.)
Take the details with you
Custom solutions

To explore custom group dental insurance solutions for your business, please get in touch with us at 800-298-4235.