1. Health insurance
  2. Medicare
  3. Medicare plans in Minnesota
  4. MN Medicare Supplement plans (Medigap) 2027
  5. Plan N Medicare Supplement insurance
See if our Medicare Supplement Plan N is the best fit

With our Plan N, you’ll still get 100% coverage of your Part A deductible and coinsurance. But you’ll usually pay a lower monthly premium than with our other Medicare Supplement plans. That’s because you’ll have a small copay for Part B care after you pay your annual Part B deductible: $20 for most care visits and $50 for U.S. emergency care. Interested in more balance between monthly premiums and care costs? Let’s see if Plan N is right for you.

Our Plan N is available in all of Minnesota

The HealthPartners® Medicare Supplement Plan with $20 and $50 Copayments (Plan N) is available throughout Minnesota. No matter where you call home in the Land of 10,000 Lakes, you can enjoy Plan N’s consistency, predictability and flexibility.

HealthPartners Medicare Supplement plans are available throughout Minnesota.

With our Plan N, you can see any doctor in the U.S. who accepts Medicare and is willing to see you. You’ll pay the same for covered services no matter where you are. No referrals needed.

What’s included with your Plan N monthly premium

You’ll get a personalized monthly premium based on information you enter when you shop and compare plans. Your premium includes:

  • 100% coverage of your Medicare Part A deductible costs
  • 100% coverage of your Medicare Part A coinsurance costs
  • 80% coverage of your international emergency medical services costs

Plus, after you pay your annual Medicare Part B deductible, Plan N replaces your Medicare Part B coinsurance costs with:

  • A $20 copay for most care visits
  • A $50 copay for U.S. emergency care
  • SilverSneakers® fitness programs
  • 24/7 CareLine℠ nurse support
Review more details in the Plan with $20 and $50 Copayments (Plan N) Outline of Coverage (PDF)
Shop and compare 2027 plans
Not sure Plan N is right for you?

If Plan N isn’t a good match for you, we also offer other Medicare Supplement plans throughout Minnesota. Or get one-on-one help from our Medicare experts.

Legal information

The Medicare Supplement plan is underwritten by HealthPartners, Inc.

SilverSneakers® is a registered trademark of Tivity Health, Inc.  © 2026 Tivity Health, Inc. All rights reserved.

Last updated October 2026

Y0095_005698_M Accepted 09/26/26
H2422_005698_M Accepted 09/26/26
Supp 005698