Many COVID-19 coverage changes are effective starting May 12, 2023. Please select the correct date below to view accurate information. Have questions? Call Member Services at the number on the back of your member ID card.

Insurance coverage information for HealthPartners members

If you have HealthPartners insurance, we understand you may have questions about coverage related to COVID-19. Here you can find our latest health plan information.

To begin, select the date you received (or plan to receive) COVID-19 health care or services.

Rapid COVID-19 diagnostic testing at home

Your coverage for rapid COVID-19 testing at home may vary depending on what kind of plan you have.

COVID-19 diagnostic testing performed in a clinic

Your coverage for COVID-19 diagnostic testing performed in a clinic may vary depending on what kind of plan you have.

COVID-19 antibody (serology) testing

Antibody (serology) tests are used to determine if a person has previously had, and recovered, from COVID-19. Tests are done by testing a sample of a person’s blood.

Your coverage for COVID-19 antibody testing may vary depending on what kind of plan you have.

E-care, phone and video visits related to COVID-19 testing

Your coverage for virtual care related to COVID-19 testing may vary depending on what kind of plan you have.

COVID-19 vaccine coverage

Generally, COVID-19 vaccines are 100% covered, but your coverage for may vary depending on what kind of plan you have.

COVID-19 treatment coverage

In the majority of COVID-19 cases, people are directed to self-care, self-quarantine, and contact their doctor or provider as needed. Most people recover from COVID-19 without needing additional medical treatment.

If you do need acute medical care directly related to your diagnosis of COVID-19, it’s covered. Your cost-sharing amount depends on which kind of plan you have.

COVID-19 virtual visit coverage

Virtual visits for services not related to COVID-19 testing and diagnosis follow the member’s regular plan coverage and cost sharing.

For example, a virtual office visit for an illness will be covered under your Office Visit for Illness or Injury benefit, just like an in-person visit would be. This includes virtual visits for physical therapy, speech therapy and occupational therapy.

To review your plan coverage, sign in to your HealthPartners account or call the Member Services number on the back of your member ID card.

Rapid COVID-19 diagnostic testing at home

Your coverage for rapid COVID-19 testing at home may vary depending on what kind of plan you have.

COVID-19 diagnostic testing performed in a clinic

Your coverage for COVID-19 diagnostic testing performed in a clinic may vary depending on what kind of plan you have.

COVID-19 antibody (serology) testing

Antibody (serology) tests are used to determine if a person has previously had, and recovered, from COVID-19. Tests are done by testing a sample of a person’s blood.

During the COVID-19 pandemic, HealthPartners covers all COVID-19 antibody tests that are:

  1. Ordered by a doctor or appropriately licensed provider, AND
  2. For medically necessary purposes, AND
  3. On the Food and Drug Administration (FDA) Emergency Use Authorization (EUA) list or a state-approved test list

For all members, including MHCP plan members (Medical Assistance/Medicaid), HealthPartners covers the full cost of antibody testing that meets the above guidelines.

It’s important that antibody tests be ordered by a doctor or other appropriately licensed provider. If you order a test on your own, it may not be covered.

E-care, phone and video visits related to COVID-19 testing

All e-care, phone and video visits associated with COVID-19 testing are covered, including visits at Virtuwell, Doctor on Demand, Teladoc and other e-care providers.

If COVID-19 testing is not performed, these visits are subject to your standard coverage.

COVID-19 vaccine coverage

The cost of COVID-19 vaccines is covered 100% – with no cost sharing (copays, deductibles, etc.) – for all HealthPartners members, including MHCP plan members (Medical Assistance/Medicaid).

In addition, Medicare is covering the cost for most Medicare beneficiaries, including HealthPartners® Minnesota Senior Health Options (MSHO) (HMO SNP) members.

All forms of the vaccine are covered – including booster shots and immunocompromised doses. Neither the type of vaccine nor the dosage affects your coverage.

COVID-19 treatment coverage

In the majority of COVID-19 cases, people are directed to self-care, self-quarantine, and contact their doctor or provider as needed. Most people recover from COVID-19 without needing additional medical treatment.

If you do need acute medical care directly related to your diagnosis of COVID-19, it’s covered. Your cost-sharing amount depends on which kind of plan you have:

  • Fully insured employer plan, individual and family plan, and Medicare plan members – Your plan’s standard cost-sharing amounts apply.
  • MHCP plan members ­(Medical Assistance/Medicaid) – Cost-sharing amounts related to acute COVID-19 treatment, including hospital admissions, are waived until the federal and state governments end the public health emergency.
  • Self-insured employer plan members – For most plans, your plan’s standard cost-sharing amounts apply. Please call Member Services at the number on the back of your member ID card to understand your specific plan’s acute COVID-19 treatment coverage.

(Please note that any applicable cost-sharing waivers do not apply to care for ongoing complications after an acute COVID-19 infection has passed. For this kind of ongoing care, your standard coverage and cost-sharing amounts apply.)

COVID-19 virtual visit coverage

Virtual visits for services not related to COVID-19 testing and diagnosis follow the member’s regular plan coverage and cost sharing.

For example, a virtual office visit for an illness will be covered under your Office Visit for Illness or Injury benefit, just like an in-person visit would be. This includes virtual visits for physical therapy, speech therapy and occupational therapy.

To review your plan coverage, sign in to your HealthPartners account or call the Member Services number on the back of your member ID card.