Dental health is part of whole-body health. To protect your smile as you age, it’s helpful to know whether your Medicare plan covers dental care. If it doesn’t, knowing your options can help you find a solution that works for you.
Technically, no. Original Medicare (Parts A and B) is a medical insurance program, so it doesn’t cover most dental services, and there aren’t stand-alone Medicare dental plans. However, private Medicare plans may include dental coverage as part of the extra benefits you get beyond Original Medicare.
| HealthPartners plan | Preventive dental care coverage | Comprehensive dental care coverage | If you need more dental care coverage |
|---|---|---|---|
| Minnesota Medicare Supplement plans | No care included | No care included | Enroll in a |
| Minnesota Medicare Advantage plans | Some care included | Minimal care included | Add supplemental dental coverage to your Medicare plan, or enroll in a |
| Wisconsin Medicare Advantage plans | Partial coverage for some care included with our Birch plan; No care included with our Cedar plan | Partial coverage for minimal care included with our Birch plan; No care included with our Cedar plan | Enroll in a |
| Wisconsin Medicare Cost plans | No care included | No care included | Add supplemental dental coverage to your Medicare plan, or enroll in a |
When you add supplemental dental coverage to an eligible HealthPartners Minnesota Medicare Advantage plan or Wisconsin Medicare Cost plan, you’ll get:
- 100% coverage for most in-network preventive and diagnostic care, including routine exams and cleanings, X-rays, fluoride treatments, and more
- 50% coverage (up to an annual maximum) after a $50 deductible for most other in-network comprehensive dental care, including fillings, periodontics, oral surgery, dentures and more
- Dental coverage that begins at the same time as all your other Medicare plan benefits, with no waiting periods after enrollment
Preventive dental coverage usually includes oral exams, regular teeth cleaning and routine X-rays, but it doesn’t typically include care for dentures, crowns or fillings. This type of coverage may be a good fit for you if you have healthy teeth and don’t anticipate needing a lot of dental work.
Comprehensive dental coverage may include everything that comes with preventive care, plus extra services for dentures, crowns, fillings and more. This type of coverage may be right for you if you think you’ll need more than basic care or if you’ve had previous dental work that may need ongoing care.
At HealthPartners, many of our Medicare plans already include some dental coverage built in, so you don’t have to do anything extra during the enrollment process.
With some of our Medicare plans, you have the option to add on supplemental dental coverage if you need more benefits than are already included. During the enrollment process, you can add this optional dental coverage for an additional monthly premium.
Medicare enrollment periods include:
- Your Initial Enrollment Period (IEP) when you turn 65
- The Annual Enrollment Period (AEP) every year from October 15 through December 7, when you can switch Medicare plans
- Certain other enrollment periods if you sign up for Medicare after you turn 65, have a Medicare Advantage plan or have a special circumstance
In addition, if you signed up for one of our Minnesota Medicare Advantage plans but didn’t add supplemental dental coverage when you first enrolled, you can add it during our enrollment period for optional supplemental benefits, which runs from October 15 through March 31. For assistance, contact our sales team.
If the HealthPartners Medicare plan you’re interested in doesn’t offer the dental benefits you need, we also offer HealthPartners senior dental insurance options. These plans are separate from our Medicare plans.
Last updated October 2026
Y0095_005698_M Accepted 09/26/26
H2422_005698_M Accepted 09/26/26
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