Just like the health of your joints, skin, heart and more, dental health is essential to your overall well-being – especially if you’re over 60. HealthPartners believes senior oral health should be simple, so we offer flexible and affordable senior dental plans in Minnesota and Wisconsin. Insurance that makes it easy to get great dental care through networks of trusted dentists? That’s something to smile about.
Younger than 60? Our personal dental plans for individual and families make it easy to get great care.
Our dental networks are designed around high-quality care at affordable costs.
If you live in or around the Twin Cities, the HealthPartners Dental Group (HPDG) network features dentists and specialists providing reliable, top-notch care.
Our Dental Open Access network offers access to most dentists across Minnesota and Wisconsin, as well as 85,000 dentists nationwide.
Want to know what kind of dental coverage you can expect? Take a look below at the coverage highlights of our senior dental insurance plans in Minnesota and Wisconsin.
Unless otherwise noted, the chart below lists what we pay when you see an in-network provider
| Plan features | Standard Comprehensive plan | High Comprehensive plan | Preventive Plus plan |
|---|---|---|---|
| Best for people who | Want coverage for a wide range of dental needs, from preventive care to surgery, new dentures and more | Have had past dental work that needs ongoing care, or have noticed their dental needs changing | Expect just regular dental checkups, and care for the occasional cavity or denture repair |
| Your 2027 monthly premium* | Starting at $44.88/month | Starting at $51.16/month | Starting at $35.47/month |
| Your deductible | $50/year | $50/year | $50/year |
| Diagnostic and preventive care | 100% before deductible (including three exams and cleanings per year) | 100% before deductible (including three exams and cleanings per year) | 100% before deductible (including three exams and cleanings per year) |
| Fillings and simple extractions | 50% after deductible | 80% after deductible | 80% after deductible |
| Endodontics, major oral surgery and crowns | 50% after deductible | 50% after deductible | Not covered |
| Periodontics | 50% after deductible | Non-surgical treatment 80% after deductible; Surgical treatment 50% after deductible | Non-surgical treatment 80% after deductible; Surgical treatment not covered |
| Prosthetics, like bridges, dentures and implants | 50% after deductible | Bridge and denture repairs 80% after deductible; New bridges, dentures and implants 50% after deductible | Bridge and denture repairs 80% after deductible; New bridges, dentures and implants not covered |
| Annual maximum (coverage limit) | $1,000/year | $1,250/year | $1,250/year |
*Premium amounts are effective from Jan. 1 through Dec. 31, 2027.
You’ve got options even if your dentist isn’t in network: Our plans cover out-of-network dentists, too (at a reduced benefit).
If you have questions about your plan or care, our friendly, Midwest-based Member Services team is here to help.
Healthy Discounts℠ helps members save on eyewear, fitness and more. Plus, members who are pregnant or diabetic get more benefits with MouthWise Matters.
Want the ease of all your health insurance under the same roof? We also offer individual and family medical plans, and Medicare plans, in Minnesota and Wisconsin.
There’s a lot to chew on. Find more information on HealthPartners personal dental plans in our easy-to-use guide.
The best senior dental plan is the one that works for your needs. We’re here to help you find the right plan for you.