Flexible and affordable dental insurance for seniors
Affordable HealthPartners senior dental plans offer flexibility, coverage and benefits tailored just for your needs. Insurance that makes it easy to get great dental care, through networks of trusted dentists? That’s something to smile about.
Keep your current dentist with networks designed around high-quality care at affordable costs.
If you live in or around the Twin Cities, the HealthPartners Dental Group (HPDG) network features dentists and specialists providing reliable, top-notch care.
Our Dental Open Access network offers access to most dentists across Minnesota and Wisconsin – as well as 85,000 dentists nationwide.
Three senior personal dental plans to fit your needs
Want to know what kind of dental coverage you can expect? Take a look below at the coverage highlights of our senior dental insurance plans. (If you’re under 60, our
Unless otherwise noted, the chart below lists what we pay when you see an in-network provider:
| Plan Features | Standard Comprehensive plan | High Comprehensive plan | Preventive Plus plan |
|---|---|---|---|
| Best for people who | Want coverage for a wide range of dental needs, from preventive care to surgery, new dentures and more | Have had past dental work that needs ongoing care or if you’ve noticed your dental needs changing | Expect just regular dental checkups, and care for the occasional cavity or denture repair |
| Your monthly premium | Starting at $41.11/month | Starting at $46.85/month | Starting at $32.49/month |
| Your deductible | $50/year | $50/year | $50/year |
| Diagnostic and preventive care | 100% before deductible (including three exams and cleanings per year) | 100% before deductible (including three exams and cleanings per year) | 100% before deductible (including three exams and cleanings per year) |
| Fillings | 50% after deductible | 80% after deductible | 80% after deductible |
| Simple extractions | 50% after deductible | 80% after deductible | 80% after deductible |
| Endodontics | 50% after deductible | 50% after deductible | Not covered |
| Periodontics | 50% after deductible | Non-surgical treatment: 80% after deductible Surgical treatment: 50% after deductible | Non-surgical treatment: 80% after deductible Surgical treatment: Not covered |
| Major oral surgery | 50% after deductible | 50% after deductible | Not covered |
| Crowns | 50% after deductible | 50% after deductible | Not covered |
| Prosthetics, like bridges, dentures and implants | 50% after deductible | Bridge and denture repairs: 80% after deductible New bridges, dentures and implants: 50% after deductible | Bridge and denture repairs: 80% after deductible New bridges, dentures and implants: Not covered |
| Annual maximum (coverage limit) | $1,000/year | $1,250/year | $1,250/year |
Extra perks that save time, money and peace of mind
No matter which plan you choose, you’ll get these additional perks at no added cost:
- Coverage for dental care outside your network (at a reduced benefit)
- Award-winning support from our Midwest-based
Member Services team - Additional benefits for members who are living with diabetes through
MouthWise Matters
- Savings on eyewear, hearing aids, fitness equipment and more through our Healthy Discounts℠ program
- Our
HealthPartners online account and mobile apps , with 24/7 access to benefit details, claims, dental provider directories and much more
You can also call us at 877-838-4949 or email us at IndividualSales@healthpartners.com.
Also need medical insurance?
In addition to our senior dental plans, we offer affordable medical plans designed with the benefits and coverage you need. With both your dental and medical plan through the same company, it’s easy to manage all your plans in one place.
- If you’re under 65, check out our
individual health insurance plans . - If you’re 65 or older, take a look at
our Medicare plans .