Senior dental insurance plans

Flexible and affordable dental insurance for seniors

Affordable HealthPartners senior dental plans offer flexibility, coverage and benefits tailored just for your needs. Insurance that makes it easy to get great dental care, through networks of trusted dentists? That’s something to smile about.

Keep your current dentist with networks designed around high-quality care at affordable costs.

If you live in or around the Twin Cities, the HealthPartners Dental Group (HPDG) network features dentists and specialists providing reliable, top-notch care.

Our Dental Open Access network offers access to most dentists across Minnesota and Wisconsin – as well as 85,000 dentists nationwide.

Sitting in an exam chair, an older man smiles before a dental assistant examines his teeth.

Three senior personal dental plans to fit your needs

Want to know what kind of dental coverage you can expect? Take a look below at the coverage highlights of our senior dental insurance plans. (If you’re under 60, our personal dental plans for individuals and families make it easy to get great care from trusted experts at the right price.)

Unless otherwise noted, the chart below lists what we pay when you see an in-network provider:

Plan Features Standard Comprehensive plan High Comprehensive plan Preventive Plus plan
Best for people who Want coverage for a wide range of dental needs, from preventive care to surgery, new dentures and more Have had past dental work that needs ongoing care or if you’ve noticed your dental needs changing Expect just regular dental checkups, and care for the occasional cavity or denture repair
Your monthly premium Starting at $41.11/month Starting at $46.85/month Starting at $32.49/month
Your deductible $50/year $50/year $50/year
Diagnostic and preventive care 100% before deductible (including three exams and cleanings per year) 100% before deductible (including three exams and cleanings per year) 100% before deductible (including three exams and cleanings per year)
Fillings 50% after deductible 80% after deductible 80% after deductible
Simple extractions 50% after deductible 80% after deductible 80% after deductible
Endodontics 50% after deductible 50% after deductible Not covered
Periodontics 50% after deductible Non-surgical treatment: 80% after deductible

Surgical treatment: 50% after deductible
Non-surgical treatment: 80% after deductible

Surgical treatment: Not covered
Major oral surgery 50% after deductible 50% after deductible Not covered
Crowns 50% after deductible 50% after deductible Not covered
Prosthetics, like bridges, dentures and implants 50% after deductible Bridge and denture repairs: 80% after deductible

New bridges, dentures and implants: 50% after deductible
Bridge and denture repairs: 80% after deductible

New bridges, dentures and implants: Not covered
Annual maximum (coverage limit) $1,000/year $1,250/year $1,250/year

Extra perks that save time, money and peace of mind

No matter which plan you choose, you’ll get these additional perks at no added cost:

  • Coverage for dental care outside your network (at a reduced benefit)
  • Award-winning support from our Midwest-based Member Services team
  • Additional benefits for members who are living with diabetes through MouthWise Matters
  • Savings on eyewear, hearing aids, fitness equipment and more through our Healthy Discounts program
  • Our HealthPartners online account and mobile apps, with 24/7 access to benefit details, claims, dental provider directories and much more

You can also call us at 877-838-4949 or email us at IndividualSales@healthpartners.com.

Also need medical insurance?

In addition to our senior dental plans, we offer affordable medical plans designed with the benefits and coverage you need. With both your dental and medical plan through the same company, it’s easy to manage all your plans in one place.