Home Health insurance Individual & family Dental insurance

A healthy smile is important because it’s part of your total health. With HealthPartners, you can get medical and dental insurance all in one place. That means fewer companies to navigate, one online account to log into, and reliably affordable care.
 

From cavity prevention and oral health to crowns and root canals. We make dental insurance easy and affordable.
 

Only pay for the coverage you need. Dental plans start at under $25 per month.
 

Get your dental and health care coverage all in one place. With dental insurance, you get peace of mind, plus at least two checkups each year.
 

Help me choose the right plan
Call the individual sales team Monday – Friday, 8 a.m. to 6 p.m., CT.

877-838-4949  |  Compare and enroll in a dental plan

There are two things you need to consider when choosing a dental plan: how much coverage you’ll need and what kind of network you want. Learn about your choices below. Full details are available in the Dental Summary of Benefits. For senior plans, please see the Senior Dental Summary of Benefits.

You have two HealthPartners network options:

HealthPartners Dental Group Network
Choose if you want top-notch care and a narrow network. There are nearly 100 dentists and specialists at 23 clinics throughout the Twin Cities.

Find a dentist

HealthPartners Open Access Network
With more than 85,000 dentists nationwide, this is a great choice if you want the most options to choose from.

Find a dentist

Preventative (check-ups and x-rays)
In-network: covered. Out-of-network: you pay 20%

Sealants
In-network: covered. Out-of-network: you pay 20%

Fillings
In-network: you pay 20%. Out-of-network: you pay 50%

White fillings on back of teeth
In-network: you pay 50%. Out-of-network: you pay 50%

Basic services
Not covered

Surgical services
Not covered

Major restorative (crowns, bridges, etc.)
Not covered

Annual deductible (per person)
In-network: $50. Out-of-network: $75

Annual benefit (per person)
In-network: $1,250. Out-of-network: $750

Preventative (check-ups and x-rays)
In-network: not covered. Out-of-network: not covered

Sealants
In-network: covered. Out-of-network: you pay 20%

Fillings
In-network: you pay 20%. Out-of-network: you pay 50%

White fillings on back of teeth
In-network: you pay 50%. Out-of-network: you pay 50%

Basic services
In-network: you pay 50%-80%. Out-of-network: you pay 50%

Surgical services 
In-network: you pay 50%. Out-of-network: you pay 50%

Major restorative (crowns, bridges, etc.) 
(after 12 months)
In-network: you pay 50%. Out-of-network: you pay 25%

Annual deductible (per person)
In-network: $50. Out-of-network: $75

Annual benefit (per person)
In-network: $1,250. Out-of-network: $750

Preventative (check-ups and x-rays)
In-network: covered. Out-of-network: you pay 20%

Sealants
In-network: covered. Out-of-network: you pay 20%

Fillings
In-network: you pay 20%. Out-of-network: you pay 50%

White fillings on back of teeth
In-network: you pay 50%. Out-of-network: you pay 50%

Basic services
In-network: you pay 50%-80%. Out-of-network: you pay 50%

Surgical services
In-network: you pay 50%. Out-of-network: you pay 50%

Major restorative (crowns, bridges, etc.) 
(after 12 months)
In-network: you pay 50%. Out-of-network: you pay 25%

Annual deductible (per person)
In-network: $50. Out-of-network: $75

Annual benefit (per person)
In-network: $1,250. Out-of-network: $750

Preventative (check-ups and x-rays)
In-network: covered. Out-of-network: you pay 20%

Sealants
In-network: covered. Out-of-network: you pay 20%

Fillings
In-network: you pay 20%. Out-of-network: you pay 50%

White fillings on back of teeth
In-network: you pay 20%. Out-of-network: you pay 50%

Basic II services (root canal, gum treatment)
Not covered, 10% discount at HealthPartners Dental Group.

Surgical services
Not covered, 10% discount at HealthPartners Dental Group.

Major restorative (crowns, bridges, etc.) 
Not covered, 10% discount at HealthPartners Dental Group.

Annual deductible (per person)
In-network: $50. Out-of-network: $75

Annual benefit (per person)
In-network: $1,250. Out-of-network: $750

Preventative (check-ups and x-rays)
In-network: covered. Out-of-network: you pay 20%

Sealants
In-network: covered. Out-of-network: you pay 20%

Fillings
In-network: you pay 50%. Out-of-network: you pay 50%

White fillings on back of teeth
In-network: you pay 50%. Out-of-network: you pay 50%

Basic II services (root canal, gum treatment) (after 6 months)*
In-network: you pay 50%. Out-of-network: you pay 50%

Surgical services (after 6 months)*
In-network: you pay 50%. Out-of-network: you pay 50%

Major restorative (crowns, bridges, etc.) (after 12 months)*
In-network: you pay 50%. Out-of-network: you pay 75%

Annual deductible (per person)
In-network: $50. Out-of-network: $75

Annual benefit (per person)
In-network: $1,000. Out-of-network: $750

Preventative (check-ups and x-rays)
In-network: covered. Out-of-network: you pay 20%

Sealants
In-network: covered. Out-of-network: you pay 20%

Fillings
In-network: you pay 20%. Out-of-network: you pay 50%

White fillings on back of teeth
In-network: you pay 20%. Out-of-network: you pay 50%

Basic II services (root canal, gum treatment) (after 6 months)*
In-network: you pay 50%. Out-of-network: you pay 50%

Surgical services (after 6 months)*
In-network: you pay 50%. Out-of-network: you pay 50%

Major restorative (crowns, bridges, etc.) (after 12 months)*
In-network: 50%. Out-of-network: you pay 75%

Annual deductible (per person)
In-network: $50. Out-of-network: $75

Annual benefit (per person)
In-network: $1,250. Out-of-network: $750

*Waiting periods are waived with proof of prior coverage.

Under 50

50 and over

Dependant rates - 1 child

Dependant rates - 2 children

Dependant rates - 3 or more children

Senior rates

Under 50

50 and over

Dependant rates - 1 child

Dependant rates - 2 children

Dependant rates - 3 or more children

Senior rates

Compare Medicare plans available in your state to find the best medical and dental coverage for you. Get 100 percent coverage for routine dental exams, cleanings and other preventive dental care.

Explore Medicare options

Is dental insurance a smart move? What do you get for your money?

Learn about dental costs