Dental insurance plans for individuals and families

Affordable personal dental plans in Minnesota and Wisconsin

With a HealthPartners dental plan, it’s easy to get affordable, flexible dental care from expert dentists. Whether you only need coverage for regular checkups or want more benefits, you’ll get dental coverage you can count on – with costs that won’t chew up your budget.

Keep your current dentist with networks designed around high-quality care at affordable costs.

If you live in or around the Twin Cities, the HealthPartners Dental Group (HPDG) network features dentists and specialists providing reliable, top-notch care.

Our Dental Open Access network offers access to most dentists across Minnesota and Wisconsin – as well as 85,000 dentists nationwide.

Sitting on her mother's lap in a dental exam room, a young girl high fives a dental assistant.

Three personal dental plans to fit your needs

Expect our very best service and affordability with all our plan options. Review the personal dental insurance plan highlights below to find a plan that works for you. (If you’re 60 or older, our senior dental plans are designed specifically for older adults’ oral health.)

Unless otherwise noted, the chart below lists what we pay when you see an in-network provider:

Plan Features Maintenance plan Major plan Comprehensive plan
Best for people who Expect just regular dental checkups and care for the occasional cavity Have preventive dental coverage through another plan but want additional coverage for more significant care Want coverage for a wide range of dental needs, from preventive care to surgery, dental repair and more
Your monthly premium Starting at $31.43/month Starting at $23.88/month Starting at $42.84/month
Your deductible $50/year $50/year $50/year
Diagnostic and preventive care 100% before deductible (including two exams and cleanings per year) Sealants: 100% before deductible

All other services: Not covered
100% before deductible (including two exams and cleanings per year)
Fillings 80% after deductible (50% after deductible for white fillings on back teeth) 80% after deductible (50% after deductible for white fillings on back teeth) 80% after deductible (50% after deductible for white fillings on back teeth)
Simple extractions Not covered 80% after deductible 80% after deductible
Endodontics Not covered 50% after deductible 50% after deductible
Periodontics Not covered 50% after deductible 50% after deductible
Major oral surgery Not covered 50% after deductible 50% after deductible
Crowns Not covered 50% after deductible 50% after deductible
Prosthetics, like bridges, dentures and implants Not covered 50% after deductible 50% after deductible
Annual maximum (coverage limit) $1,250/year $1,250/year $1,250/year

Extra perks that save time, money and peace of mind

No matter which plan you choose, you’ll get these additional perks at no added cost:

  • Coverage for dental care outside your network (at a reduced benefit)
  • Award-winning support from our Midwest-based Member Services team
  • Additional benefits for members who are pregnant or living with diabetes through MouthWise Matters
  • Savings on eyewear, hearing aids, fitness equipment and more through our Healthy Discounts program
  • Our HealthPartners online account and mobile apps, with 24/7 access to benefit details, claims, dental provider directories and much more

You can also call us at 877-838-4949 or email us at IndividualSales@healthpartners.com.