Dental health is just as important to your overall well-being as the rest of your body. HealthPartners dental plans make it easy to look after your oral health with affordable, flexible coverage for your teeth and gums that complements your medical insurance. Whether you need coverage for regular checkups or want more benefits, you’ll get reliable dental benefits at a price that won’t chew up your budget.
60 or older? Our senior dental plans are designed specifically for older adults’ oral health.
Our dental networks are designed around high-quality care at affordable costs.
If you live in or around the Twin Cities, the HealthPartners Dental Group (HPDG) network features dentists and specialists providing reliable, top-notch care.
Our Dental Open Access network offers access to most dentists across Minnesota and Wisconsin, as well as 85,000 dentists nationwide.
Expect value and affordability with all our plan options. Whether you’re self-employed; looking for your own individual plan; or looking for dental insurance for children, yourself and your partner, review our personal dental insurance plan highlights below to find a plan that fits your situation.
Unless otherwise noted, the chart below lists what we pay when you see an in-network provider
| Plan features | Maintenance plan | Major plan | Comprehensive plan |
|---|---|---|---|
| Best for people who | Expect to need just regular dental checkups and care for the occasional cavity | Have preventive dental coverage through another plan but want additional coverage for more significant care | Want coverage for a wide range of dental needs, from preventive care to surgery, dental repair and more |
| Your 2027 monthly premium* | Starting at $33.99/month | Starting at $25.83/month | Starting at $46.34/month |
| Your deductible | $50/year | $50/year | $50/year |
| Diagnostic and preventive care | 100% before deductible (including two exams and cleanings per year) | Sealants covered 100% before deductible; All other services not covered | 100% before deductible (including two exams and cleanings per year) |
| Fillings | 80% after deductible (50% after deductible for white fillings on back teeth) | 80% after deductible (50% after deductible for white fillings on back teeth) | 80% after deductible (50% after deductible for white fillings on back teeth) |
| Simple extractions | Not covered | 80% after deductible | 80% after deductible |
| Endodontics, periodontics, major oral surgery and crowns | Not covered | 50% after deductible | 50% after deductible |
| Prosthetics, like bridges, dentures and implants | Not covered | 50% after deductible | 50% after deductible |
| Annual maximum (coverage limit) | $1,250/year | $1,250/year | $1,250/year |
*Premium amounts are effective from Jan. 1 through Dec. 31, 2027.
You’ve got options even if your dentist isn’t in network: Our plans cover out-of-network dentists, too (at a reduced benefit).
If you have questions about your plan or care, our friendly Midwest-based Member Services team is here to help.
Healthy Discounts℠ helps members save on eyewear, fitness and more. Plus, members who are pregnant or diabetic get more benefits with MouthWise Matters.
Want the ease of all your health insurance under the same roof? We also offer individual and family medical plans in Minnesota and Wisconsin.
There’s a lot to chew on. Find more information on HealthPartners personal dental plans in our easy-to-use guide.
The best personal dental plan is the one that fits your needs. We’re here to help you find the right plan for you.