Don’t get health insurance through your job? Working for yourself? Retired early? No matter your situation, we offer affordable individual and family plans that include your choice of network, prescription drug coverage, and useful extras and plan perks. Choose a plan that has the dependable coverage you’re looking for.
Want to see your family doctor? Need to see a specialist? Our plans offer access to a variety of strong network options. We can help you find the care you need.
The Select network is a great choice for people in the Twin Cities area looking for a focused, lower-cost network. It includes:
- HealthPartners and Park Nicollet
- Children's Minnesota
The Select ACO network is available in these Minnesota counties:
- Anoka
- Dakota
- Hennepin
- Ramsey
- Scott
- Washington
The Peak network features preferred care options in the Twin Cities and St. Cloud areas. It includes these providers (and more):
- HealthPartners and Park Nicollet
- CentraCare
The Peak network is available in these Minnesota counties:
- Anoka
- Benton
- Carver
- Dakota
- Hennepin
- Ramsey
- Scott
- Sherburne
- Stearns
- Washington
- Wright
The Cornerstone network delivers value and savings for people in southwest Minnesota. It includes these providers (and more):
- Avera Health
- CentraCare
The Cornerstone network is available in these Minnesota counties:
- Chippewa
- Cottonwood
- Jackson
- Lincoln
- Lyon
- Murray
- Nobles
- Pipestone
- Rock
- Yellow Medicine
The Alpine network offers broad access to nearly all providers in and around the Twin Cities, St. Cloud and Duluth areas, and central and western Minnesota.
The Alpine network is available in these Minnesota counties:
- Anoka
- Becker
- Benton
- Big Stone
- Brown
- Carlton
- Carver
- Chippewa
- Chisago
- Clay
- Cottonwood
- Crow Wing
- Dakota
- Douglas
- Faribault
- Freeborn
- Grant
- Hennepin
- Isanti
- Jackson
- Kandiyohi
- Lac qui Parle
- Lincoln
- Lyon
- Martin
- McLeod
- Meeker
- Morrison
- Murray
- Nobles
- Norman
- Otter Tail
- Pipestone
- Polk
- Pope
- Ramsey
- Redwood
- Renville
- Rock
- St. Louis
- Scott
- Sherburne
- Sibley
- Stearns
- Stevens
- Swift
- Todd
- Traverse
- Washington
- Watonwan
- Wilkin
- Wright
- Yellow Medicine
All plans come with coverage for prescription medicines. Specific coverage levels vary by plan – see your plan documents for more details. You can also review frequently asked questions (FAQs) about drug lists.
With HealthPartners individual and family health insurance plans, you have options. If you don’t expect to visit the doctor much, maybe a lower monthly premium is important to you. Or if you know you’ll need to go to the doctor regularly, maybe you value lower costs when you get care. Whatever your health needs and budget, we have plans in Minnesota that suit you.
Here’s what to keep in mind about insurance plan levels as you start shopping:
| Gold | Silver | Bronze | |
|---|---|---|---|
| Your monthly premium | Higher | Moderate | Lower |
| Your costs when you get care | Lower | Moderate | Higher |
| Could work for you if | You think you’ll use your health insurance regularly | You’re not sure how much you’ll use your health insurance, but you want to be prepared | You don’t think you’ll use your health insurance very much |
| Minnesota networks available | Peak, Cornerstone and Alpine | Select ACO, Peak, Cornerstone and Alpine | Select ACO, Peak, Cornerstone and Alpine |
| Health savings account (HSA) options available? | No | Yes | Yes |
Get care when you need it with worldwide emergency coverage while traveling, 24/7 CareLine℠ support and more.
If you have questions about your plan or care, our friendly Minnesota-based Member Services team is here to help.
With well-being and rewards programs, a Member Assistance Program, resources for better health and more, our plans help stretch your dollar further.
Need to give your teeth a little TLC? You can easily add one of our personal dental plans to any of our individual and family plans in Minnesota.
Ready to dive deeper into the details? Find more information on HealthPartners Minnesota individual and family plans with our easy-to-use guide.
The Minnesota Open Enrollment Period (OEP) for 2027 begins November 1, 2026, and lasts through January 15, 2027. During this time, you can enroll in any individual or family Minnesota plan available in your area.
- If you enroll from November 1, 2026, through December 15, 2026, your plan will be effective January 1, 2027.
- If you enroll from December 16, 2026, through January 15, 2027, your plan will be effective February 1, 2027.
Outside of the Open Enrollment Period, if you have a Qualifying Life Event (QLE), you typically can enroll within 60 days of that event as part of a Special Enrollment Period (SEP). QLEs include loss of other health insurance coverage, changes in residence, changes in your household like marriage or divorce, and other circumstances.
- Minnesota individual and family plan documents
- 2027 Select ACO network directory (PDF)
- 2027 Peak network directory (PDF)
- 2027 Cornerstone network directory (PDF)
- 2027 Alpine network directory (PDF)
- 2026 individual and family health insurance plans in Minnesota
- Claims payment policies and other information (PDF)
- Statement of nondiscrimination for health plan members (PDF)