A Somali man and Somali woman smile as they sit on a couch in their home

Minnesota Senior Care Plus (MSC+)

Medicaid (Medical Assistance) option for Minnesotans age 65 or older

Are you 65 or older? Do you qualify for Medicaid? You’re eligible for a Minnesota Senior Care Plus (MSC+) plan. MSC+ plans provide medical coverage and services. There’s no monthly premium. And you won’t have to pay a copay for most care you get.

What is MSC+?

MSC+ is a Medicaid plan for people over age 65. To qualify for Medicaid, you must meet certain income limits.

With MSC+, you’ll get coverage to help you take care of your health. You may also be eligible for a care coordinator. A care coordinator can assist you with your benefits and well-being.

You have options if you’re eligible for both MSC+ and Medicare Parts A and B – you may be able to get more out of each program by signing up for a Minnesota Senior Health Options (MSHO) plan instead.

MSC+ plans cover many services, including:

  • Routine physical exams
  • Doctor and specialist visits
  • Urgent care and emergency care throughout the United States
  • Medical supplies (durable medical equipment)
  • Hearing exams and hearing aids
  • Eye exams and glasses
  • Dental care
  • Long-term care services, like nursing home care
  • Home- and community-based services if you qualify
  • Personal care assistance if you qualify

When you enroll in MSC+, you’ll only get coverage when you use an in-network doctor or provider (except for emergencies and urgent care).

Yes, but the drugs covered by your MSC+ plan depend on whether you also have Medicare prescription drug coverage (Part D):

  • If you have Medicare Part D, you’ll get most of your covered prescription drugs through your Part D plan. You’ll get covered over-the-counter drugs through your MSC+ plan.
  • If you don’t have Medicare Part D, you’ll get all covered drugs through your MSC+ plan.

With MSC+, you’ll receive some added support with your care. This includes free transportation to and from covered appointments. If you don’t live in a skilled nursing facility, you’ll also get the help of a care coordinator.

MSHO plans provide many more perks and benefits to help you manage your health. If you’re eligible for an MSC+ plan – and you’re eligible for Medicare Parts A and B – you’re eligible for MSHO.

HealthPartners MSC+ members don’t pay a monthly premium or have a deductible. You may have a copay for some services. If you do, it won’t be higher than $3.50.

You may still have to make other payments if you have a waiver obligation. Waiver obligations are payments of excess income to remain eligible for community-based long-term care under a Medical Assistance waiver.

Enrolling in an MSC+ plan

If you’re already receiving Medical Assistance when you turn 65, you’ll receive information about MSC+ from the Minnesota Department of Human Services (DHS).

If you become newly eligible for Medical Assistance after you turn 65, you must apply with your county. You’ll be able to choose your plan option based on where you live.

You can also enroll in an MSHO plan

If you’re eligible for or enrolled in an MSC+ plan – and you’re eligible for or enrolled in Medicare Parts A and B – you can choose to enroll in an MSHO plan instead of MSC+. MSHO plans work by combining Medical Assistance benefits and Medicare benefits. That makes your health insurance benefits easier to keep track of and manage: You’ll only have one ID card in your pocket, and you’ll get extra perks and benefits, too.

Our MSHO plan is available in 12 counties in the Twin Cities and central Minnesota.

Our phone hours are:

  • From Oct. 1 through March 31, we’re available 8 a.m. to 8 p.m. CT, seven days a week.
  • From April 1 through Sept. 30, we’re available 8 a.m. to 8 p.m. CT, Monday - Friday.