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Annual Notice of Changes and Evidence of Coverage

Here’s how to get info about how your Medicare plan works.

What are ANOCs and EOCs?

Your Annual Notice of Changes (ANOC) describes changes to your plan's coverage, costs or service area. These changes are effective starting in January.

Your Evidence of Coverage (EOC) explains what the plan covers, how much you pay and more. Your Evidence of Coverage also includes:

  • Your rights and responsibilities as a member
  • Your rights and responsibilities if you disenroll*
  • Our rights and responsibilities if you disenroll*

*If your plan has Part D drug coverage, see Chapters 8 and 10 for more details. If your plan does not have Part D drug coverage, see Chapters 6 and 8 of the EOC.

For MSHO members, this document is called a Member Handbook.

To see all out-of-network coverage rules, please see Chapter 3 of your EOC.

Where can I find my ANOC and EOC?

You’ll receive a copy of your ANOC and EOC each year. Take time to read it, so you have a better understanding of how your plan works and what services are available.

Use the table below to see a copy of your ANOC or EOC. If you’re a member of HealthPartners UnityPoint Health, click here to find your ANOC or EOC.

  No Drug Coverage With Drug Coverage
Freedom Basic ANOC
EOC
NA
Freedom Vital ANOC
EOC
Vital w/Rx ANOC
NA
Freedom Balance Balance ANOC
Balance w/Rx ANOC
EOC
NA
Freedom Ultimate Ultimate ANOC
EOC
NA
Journey Pace  NA EOC
ANOC
Journey Stride  NA ANOC
EOC
Journey Steady  NA EOC
ANOC
Journey Dash  NA EOC
Robin Birch  NA EOC
ANOC
Robin Maple  NA EOC
ANOC
Sanford Basic ANOC
EOC
NA
Sanford Vital ANOC
EOC
NA
Sanford Active ANOC
EOC
NA
Sanford Ultimate ANOC
EOC
NA

Minnesota Senior Health Options (MSHO)

*To see all out-of-network rules, please see Chapter 3 of your Member Handbook.

Last updated October 2019

H2422_118314 Approved

H2462 H4882_118314 Accepted

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