Strong teeth and healthy bodies need dental insurance
Dental care is an important part of overall wellness, especially as you get older. We make it easy to keep your teeth healthy and strong with a HealthPartners Senior Dental plan. Created with your needs in mind, these plans cover everything from bridge and denture repair to fillings and extractions. They even cover preventive dental care 100%.
Enroll any time
Buy a dental plan whenever you’re ready. There’s no enrollment period or end date.
Quality, low-cost coverage
With plans starting around $30 a month, you can get 100% coverage for preventive care. Other care including fillings, simple extractions, denture repair, and bridge repair is covered 80% with no waiting periods.
Choose your dentist
You have freedom to pick the dentist that’s right for you.
Help me choose the right personal dental for seniors plan
Call the individual sales team Monday – Friday, 8 a.m. to 6 p.m., CT.
What are my options?
Choosing your plan comes down to two decisions: “Is my dentist in the network?” and “How much coverage is right for me?” Learn about your choices below. Find full details in the Personal Dental for Seniors Summary of Benefits.
What network is right for me?
You have two HealthPartners network options:
HealthPartners Dental Group Network
If you’re in the Twin Cities or St. Cloud area and want top-notch care, this may be the right fit. There are nearly 100 dentists and specialists at 23 clinics throughout the Twin Cities metro area.
Find a dentist
HealthPartners Open Access Network
With more than 85,000 dentists nationwide, this is a great choice if you want the most options to choose from.
Find a dentist
How much coverage will I need?
Preventive Plus
In-network:
Annual max
$1,250
Deductible
$50
Preventive check-ups and X-rays
Covered
Fillings
You pay 20%
Root canals/crown
No coverage
Preventive care
(check-ups and X-rays)
In-network: covered. Out-of-network: You pay 20% coinsurance.
Sealants
In-network: covered. Out-of-network: You pay 20% coinsurance.
Fillings
In-network: You pay 20% coinsurance. Out-of-network: You pay 50% coinsurance.
White fillings on back of teeth
In-network: You pay 20% coinsurance. Out-of-network: You pay 50% coinsurance.
Basic II services (root canal, gum treatment)
Not covered, 10% discount at HealthPartners Dental Group.
Surgical services
Not covered, 10% discount at HealthPartners Dental Group.
Major restorative (crowns, bridges, etc.)
Not covered, 10% discount at HealthPartners Dental Group.
Annual deductible (per person)
In-network: $50. Out-of-network: $75.
Annual benefit (per person)
In-network: $1,250. Out-of-network: $750.
Standard Comprehensive
In-network:
Annual max
$1,000
Deductible
$50
Preventive check-ups and X-rays
Covered
Fillings
You pay 50%
Root canals/crown
You pay 50%
Preventive care
(check-ups and X-rays)
In-network: covered. Out-of-network: You pay 20% coinsurance.
Sealants
In-network: covered. Out-of-network: You pay 20% coinsurance.
Fillings
In-network: You pay 50% coinsurance. Out-of-network: You pay 50% coinsurance.
White fillings on back of teeth
In-network: You pay 50% coinsurance. Out-of-network: You pay 50% coinsurance.
Basic II services (root canal, gum treatment) (after 6 months)*
In-network: You pay 50% coinsurance. Out-of- network: You pay 50% coinsurance.
Surgical services (after 6 months)*
In-network: You pay 50% coinsurance. Out-of-network: You pay 50% coinsurance.
Major restorative (crowns, bridges, etc.) (after 12 months)*
In-network: You pay 50% coinsurance. Out-of-network: You pay 75% coinsurance.
Annual deductible (per person)
In-network: $50. Out-of-network: $75.
Annual benefit (per person)
In-network: $1,000. Out-of-network: $750.
High Comprehensive
In-network:
Annual max
$1,250
Deductible
$50
Preventive check-ups and X-rays
Covered
Fillings
You pay 20%
Root canals/crown
You pay 50%
Preventive care
(check-ups and X-rays)
In-network: covered. Out-of-network: You pay 20% coinsurance.
Sealants
In-network: covered. Out-of-network: You pay 20% coinsurance.
Fillings
In-network: You pay 20% coinsurance. Out-of-network: You pay 50% coinsurance.
White fillings on back of teeth
In-network: You pay 20% coinsurance. Out-of-network: You pay 50% coinsurance.
Basic II services (root canal, gum treatment) (after 6 months)*
In-network: You pay 50% coinsurance. Out-of-network: You pay 50% coinsurance.
Surgical services (after 6 months)*
In-network: You pay 50% coinsurance. Out-of-network: You pay 50% coinsurance.
Major restorative (crowns, bridges, etc.) (after 12 months)*
In-network: 50% coinsurance. Out-of-network: You pay 75% coinsurance.
Annual deductible (per person)
In-network: $50. Out-of-network: $75.
Annual benefit (per person)
In-network: $1,250. Out-of-network: $750.
HealthPartners Dental Group Network
Monthly rates are effective through December 31, 2023.
| Senior Preventive Plus | Senior Standard Comprehensive | Senior High Comprehensive |
|---|---|---|
| Senior Preventive Plus$30.04 | Senior Standard Comprehensive$38.01 | Senior High Comprehensive$43.32 |
HealthPartners Open Access Network
| Senior Preventive Plus | Senior Standard Comprehensive | Senior High Comprehensive |
|---|---|---|
| Senior Preventive Plus$38.57 | Senior Standard Comprehensive$49.01 | Senior High Comprehensive$55.95 |
* Waiting periods are waived with proof of prior coverage.