Medical insurance plans in Minnesota, made for you
Don’t get health insurance through your job? Working for yourself? Retired early? No matter your situation, HealthPartners has options that fit what you need. Enjoy affordable plans full of benefits and perks, comprehensive coverage, and access to all major care systems in your area – with doctors you know and trust.
Keep your current doctors with networks designed around high-quality care at affordable costs.
The Select ACO network
The Select network is a great choice for people in the Twin Cities area looking for a focused, lower-cost network. It includes:
- HealthPartners and Park Nicollet
- Children's Minnesota
The Select ACO network is available in these Minnesota counties:
- Anoka
- Dakota
- Hennepin
- Ramsey
- Scott
- Washington
The Peak network
The Peak network features preferred care options in the Twin Cities and St. Cloud areas. It includes these providers (and more):
- HealthPartners and Park Nicollet
- CentraCare
- Entira Family Clinics
The Peak network is available in these Minnesota counties:
- Anoka
- Benton
- Carver
- Dakota
- Hennepin
- Ramsey
- Scott
- Sherburne
- Stearns
- Washington
- Wright
The Cornerstone network
The Cornerstone network delivers value and savings for people in southwest Minnesota. It includes these providers (and more):
- Access Health
- Avera Health
- CentraCare
The Cornerstone network is available in these Minnesota counties:
- Chippewa
- Cottonwood
- Jackson
- Lincoln
- Lyon
- Murray
- Nobles
- Pipestone
- Rock
- Yellow Medicine
The Alpine network
The Alpine network offers broad access to nearly all providers in and around the Twin Cities and St. Cloud areas, and central and western Minnesota.
The Alpine network is available in these Minnesota counties:
- Anoka
- Becker
- Benton
- Big Stone
- Brown
- Carlton
- Carver
- Chippewa
- Chisago
- Clay
- Cottonwood
- Crow Wing
- Dakota
- Douglas
- Faribault
- Freeborn
- Grant
- Hennepin
- Isanti
- Jackson
- Kandiyohi
- Lac qui Parle
- Lincoln
- Lyon
- Martin
- McLeod
- Meeker
- Morrison
- Murray
- Nobles
- Norman
- Otter Tail
- Pipestone
- Polk
- Pope
- Ramsey
- Redwood
- Renville
- Rock
- St. Louis
- Scott
- Sherburne
- Sibley
- Stearns
- Stevens
- Swift
- Todd
- Traverse
- Washington
- Watonwan
- Wilkin
- Wright
- Yellow Medicine
2026 individual and family plan details
Want to know what kind of coverage you can expect? Take a look below at the coverage highlights of our self-purchased medical insurance plans. You’ll get a personalized monthly premium based on information you enter when you
Below are the plans we offer directly (you may find more HealthPartners options if you shop at
The chart lists what you pay:
| Plan name | Network options | Deductible | Office visits | Coinsurance | Out-of-pocket max |
|---|---|---|---|---|---|
| $8,400 HSA Bronze | $8,400 (individual) / $16,800 (family) | 0% after deductible | 0% after deductible | $8,400 (individual) / $16,800 (family) | |
| Easy Compare Bronze HSA | $7,500 (individual) / $15,000 (family) | $0 first four primary care visits, then $60 $140 specialty care | 50% after deductible | $9,700 (individual) / $19,400 (family) | |
| $6,800 Plus Bronze HSA | $6,800 (individual) / $13,600 (family) | $0 first three visits, then 30% after deductible | 30% after deductible | $10,600 (individual) / $21,200 (family) | |
| $4,600 Plus Silver | $4,600 (individual) / $9,200 (family) | $0 first three visits, then 20% after deductible | 20% after deductible | $9,200 (individual) / $18,400 (family) | |
| Easy Compare Silver | $4,500 (individual) / $9,000 (family) | $0 first four primary care visits, then $40 $100 specialty care | 30% after deductible | $9,200 (individual) / $18,400 (family) | |
| $3,800 HSA Silver | $3,800 (individual) / $7,600 (family) | 20% after deductible | 20% after deductible | $8,000 (individual) / $16,000 (family) | |
| $3,150 Plus Silver | $3,150 (individual) / $6,300 (family) | $0 first three visits, then 20% after deductible | 20% after deductible | $10,150 (individual) / $20,300 (family) | |
| $3,000 Silver | $3,000 (individual) / $6,000 (family) | $25 primary care $75 specialty care | 25% after deductible | $10,000 (individual) / $20,000 (family) | |
| $2,400 Gold | $2,400 (individual) / $4,800 (family) | $20 primary care $20 specialty care | 20% after deductible | $9,000 (individual) / $18,000 (family) | |
| Easy Compare Gold | $2,000 (individual) / $4,000 (family) | $0 first four primary care visits, then $30 $70 specialty care | 20% after deductible | $8,200 (individual) / $16,400 (family) | |
| $1,300 Gold | $1,300 (individual) / $2,600 (family) | $15 primary care $35 specialty care | 20% after deductible | $8,600 (individual) / $17,200 (family) |
For complete details,
All plans come with coverage for prescription medicines through our PreferredRx formulary (drug list). Specific coverage levels vary by plan – see your plan documents for more details. You can also review frequently asked questions (FAQs) about drug lists.
Extra perks that save time, money and peace of mind
No matter which plan you choose, you’ll get these additional perks (and much more) at no added cost:
- Award-winning support from our Minnesota-based
Member Services team - 100% coverage for
preventive care - 24/7 health support through
CareLine℠ - Access to
Virtuwell , our online clinic where you can get care anywhere
- Personalized
well-being and rewards programs - Worldwide emergency
coverage when traveling Member Assistance Program for help with life’s challengesSupport and resources for better health
You can also call us at 877-838-4949 or email us at IndividualSales@healthpartners.com.
Additional information
2026 Select ACO network directory (PDF) 2026 Peak network directory (PDF) 2026 Individual Cornerstone network directory (PDF) 2026 Alpine network directory (PDF) 2025 individual and family health insurance plans in Minnesota Claims payment policies and other information (PDF) Statement of nondiscrimination for health plan members (PDF)