Wisconsin individual and family health insurance plans

Find a medical insurance plan in Wisconsin that’s right for you

Whether you’re working on your own, enjoying early retirement or don’t get coverage at your job, HealthPartners has health insurance options that fit your needs. Our affordable plans feature strong networks with all the major care systems in your area, comprehensive coverage, and benefits and perks you’ll actually use.

Three network options to choose from

Keep your current doctors with networks designed around high-quality care at affordable costs.
NE WI Select network available in these Wisconsin counties: Brown, Florence, Kewaunee, Menominee, Oconto, Outagamie, Shawano, Waupaca, Waushara and Winnebago.

The NE WI Select network

This focused network is designed to provide local, affordable care options in northeast Wisconsin. It includes:

  • Emplify Health by Bellin
  • ThedaCare
  • Children’s Wisconsin

The NE WI Select network is available in these northeast Wisconsin counties:
  • Brown
  • Florence
  • Kewaunee
  • Menominee
  • Oconto
  • Outagamie
  • Shawano
  • Waupaca
  • Waushara
  • Winnebago
Oak network available in these Wisconsin counties: Brown, Florence, Kewaunee, Menominee, Oconto, Outagamie, Shawano, Waupaca, Waushara and Winnebago.

The Oak network

Get broader access to top care options in northeast Wisconsin with the Oak network. It includes these providers (and more):

  • Emplify Health by Bellin
  • ThedaCare
  • Aurora Health Care Hospitals & Clinics
  • BayCare Clinic

The Oak network is available in these northeast Wisconsin counties:
  • Brown
  • Florence
  • Kewaunee
  • Menominee
  • Oconto
  • Outagamie
  • Shawano
  • Waupaca
  • Waushara
  • Winnebago
Atlas network available in these Wisconsin counties: Burnett, Douglas, Pierce, Polk and St. Croix.

The Atlas network

This network features preferred care options in western Wisconsin. It includes these providers (and more):

  • HealthPartners and Park Nicollet
  • Essentia Health
  • Hudson Physicians
  • Aspirus St. Luke’s

The Atlas network is available in these western Wisconsin counties:
  • Burnett
  • Douglas
  • Pierce
  • Polk
  • St. Croix

2026 individual and family plan details

Want to know what kind of coverage you can expect? Take a look below at the coverage highlights of our self-purchased medical insurance plans. You’ll get a personalized monthly premium based on information you enter when you shop and compare plans .

Below are the plans we offer directly in northeast Wisconsin (you may find more HealthPartners options if you shop at HealthCare.gov ). If you need help with what these details mean, start with our guide on how to compare individual and family plans.

The chart lists what you pay:
Plan name Network Deductible Office visits Coinsurance Out-of-pocket max
$8,400 Bronze HSA NE WI Select $8,400 (individual) / $16,800 (family) 0% after deductible 0% after deductible $8,400 (individual) / $16,800 (family)
$7,500 Standard Bronze HSA NE WI Select $7,500 (individual) / $15,000 (family) $50 primary care

$100 specialty care		 50% after deductible $10,000 (individual) / $20,000 (family)
$6,800 Plus Bronze HSA NE WI Select $6,800 (individual) / $13,600 (family) $30 first four visits, then 30% after deductible 30% after deductible $10,600 (individual) / $21,200 (family)
$6,000 Standard Silver NE WI Select $6,000 (individual) / $12,000 (family) $40 primary care

$80 specialty care		 40% after deductible $8,900 (individual) / $17,800 (family)
$4,300 Plus Silver NE WI Select $4,300 (individual) / $8,600 (family) $25 first four visits, then 20% after deductible 20% after deductible $9,400 (individual) / $18,800 (family)
$3,800 HSA Silver NE WI Select $3,800 (individual) / $7,600 (family) 20% after deductible 20% after deductible $8,000 (individual) / $16,000 (family)
$3,150 Plus Silver NE WI Select $3,150 (individual) / $6,300 (family) $25 first four visits, then 20% after deductible 20% after deductible $9,700 (individual) / $19,400 (family)
$2,000 Standard Gold Oak $2,000 (individual) / $4,000 (family) $30 primary care

$60 specialty care		 25% after deductible $8,200 (individual) / $16,400 (family)
$1,300 Gold Oak $1,300 (individual) / $2,600 (family) $15 primary care

$35 specialty care		 20% after deductible $8,600 (individual) / $17,200 (family)

For complete details, review our Wisconsin individual and family plan documents.

Below are the plans we offer directly in western Wisconsin (you may find more HealthPartners options if you shop at HealthCare.gov ). If you need help with what these details mean, start with our guide on how to compare individual and family plans.

The chart lists what you pay:
Plan name Network Deductible Office visits Coinsurance Out-of-pocket max
$8,400 Bronze HSA Atlas $8,400 (individual) / $16,800 (family) 0% after deductible 0% after deductible $8,400 (individual) / $16,800 (family)
$7,500 Standard Bronze HSA Atlas $7,500 (individual) / $15,000 (family) $50 primary care

$100 specialty care		 50% after deductible $10,000 (individual) / $20,000 (family)
$6,800 Plus Bronze HSA Atlas $6,800 (individual) / $13,600 (family) $30 first three visits, then 30% after deductible 30% after deductible $10,600 (individual) / $21,200 (family)
$6,000 Standard Silver Atlas $6,000 (individual) / $12,000 (family) $40 primary care

$80 specialty care		 40% after deductible $8,900 (individual) / $17,800 (family)
$4,300 Plus Silver Atlas $4,300 (individual) / $8,600 (family) $30 first three visits, then 20% after deductible 20% after deductible $9,400 (individual) / $18,800 (family)
$3,800 HSA Silver Atlas $3,800 (individual) / $7,600 (family) 20% after deductible 20% after deductible $8,000 (individual) / $16,000 (family)
$3,050 Plus Silver Atlas $3,050 (individual) / $6,100 (family) $30 first three visits, then 20% after deductible 20% after deductible $9,700 (individual) / $19,400 (family)
$2,000 Standard Gold Atlas $2,000 (individual) / $4,000 (family) $30 primary care

$60 specialty care		 25% after deductible $8,200 (individual) / $16,400 (family)
$1,300 Gold Atlas $1,300 (individual) / $2,600 (family) $15 primary care

$35 specialty care		 20% after deductible $8,600 (individual) / $17,200 (family)

For complete details, review our Wisconsin individual and family plan documents.

All plans come with coverage for prescription medicines through our PreferredRx formulary (drug list). Specific coverage levels vary by plan – see your plan documents for more details. You can also review frequently asked questions (FAQs) about drug lists.

Extra perks that save time, money and peace of mind

No matter which plan you choose, you’ll get these additional perks (and much more) at no added cost:

You can also call us at 877-838-4949 or email us at IndividualSales@healthpartners.com.

Additional information