Find a medical insurance plan in Wisconsin that’s right for you
Buying your own insurance? At HealthPartners, you’ll find strong doctor and provider networks, comprehensive plans, and extra perks and benefits. Plus, our friendly Member Services team is always here to help you understand and use your plan. That way, your family can stay healthy and ready for what’s next.
You can choose from all our plans, including options available through Wisconsin’s health insurance marketplace. We’ll look for tax credits to see which plans you might be eligible for.
In western Wisconsin, you can find our individual and family insurance plans as HealthPartners.
In northeastern Wisconsin, we’ve teamed up with Bellin Health, ThedaCare and other local care partners to offer health plans as Robin with HealthPartners.
Select your region below to get started.
First, explore our Atlas network
The Atlas network is for people who live in western Wisconsin and prefer to pay less each month and access a smaller network of top-notch care providers. The Atlas network is available in Burnett, Douglas, Pierce, Polk and St. Croix counties.
Once you’ve taken a look at the Atlas network, it’s time to pick your plan level.
Gold plans
Gold plans have higher premiums, but you’ll pay less when you get care. They might be a good choice if you think you’ll use your health care coverage frequently, like if you have conditions that need ongoing management.
The chart below lists what you pay:
| Plan | Deductible | Office visits | Coinsurance | Out-of-pocket max |
|---|---|---|---|---|
| $1,000 w/Copay P-S Gold | $1,000 (individual) / $2,000 (family) | $15 or $35 copay | 20% after deductible | $8,000 (individual) / $16,000 (family) |
| $2,000 w/Copay Gold | $2,000 (individual) / $4,000 (family) | $30 or $60 copay | 25% after deductible | $8,700 (individual) / $17,400 (family) |
Silver plans
Silver plans strike a balance between your monthly premium amount and your out-of-pocket health care costs. Consider a silver plan if you visit the doctor a few times per year or if you’re not sure what care you’ll need.
The chart below lists what you pay:
| Plan | Deductible | Office visits | Coinsurance | Out-of-pocket max |
|---|---|---|---|---|
| $3,000 w/Copay P-S Silver | $3,000 (individual) /
$6,000 (family) | $25 or $75 copay | 25% after deductible | $9,100 (individual) /
$18,200 (family) |
| $3,500 Plus Silver | $3,500 (individual) /
$7,000 (family) | $30 copay (first
three) then 20% after deductible | 20% after deductible | $9,100 (individual) /
$18,200 (family) |
| $3,500 HSA Silver | $3,500 (individual) / $7,000 (family) | 20% after deductible | 20% after deductible | $7,300 (individual) / $14,600 (family) |
| $4,950 Plus Silver | $4,950 (individual) / $9,900 (family) | $30 copay (first three) then 20% after deductible | 20% after deductible | $8,500 (individual) / $17,000 (family) |
Bronze plans and Catastrophic plans
Bronze plans and Catastrophic plans have lower monthly premiums, but you’ll need to pay more when you get care before your plan starts to pay. They might be right for you if you don’t think you’ll go to the doctor very much but still want basic coverage.
The chart below lists what you pay:
| Plan | Deductible | Office visit | Coinsurance | Out-of-pocket max |
|---|---|---|---|---|
| $6,250 Plus Bronze | $6,250 (individual) / $12,500 (family) | $30 copay (first three) then 30% after deductible | 30% after deductible | $9,100 (individual) / $18,200 (family) |
| $7,500 w/ Copay P-S Bronze | $7,500 (individual) / $15,000 (family) | $50 or $100 copay | 50% after deductible | $9,000 (individual) / $18,000 (family) |
| $7,500 HSA Bronze | $7,500 (individual) / $15,000 (family) | 0% after deductible | 0% after deductible | $7,500 (individual) / $15,000 (family) |
| $9,100 Catastrophic* | $9,100 (individual) / $18,200 (family) | $30 copay (first three primary care visits) then 0% after deductible | 0% after deductible | $9,100 (individual) / $18,200 (family) |
*Only available if you’re under 30 years old or have an Affordability or Hardship Certificate of Exemption
No matter what plan you choose, you’ll get prescription drug coverage through our PreferredRx formulary (drug list). Specific coverage levels vary by plan – refer to your plan documents to get the details.
Get more plan details
You can choose from all our plans, including options available through Wisconsin’s health insurance marketplace. We’ll look for tax credits to see which plans you might be eligible for.
We offer individual and family dental plans in addition to our individual and family health plans. Our dental plans are designed to be affordable and have the benefits and coverage you need. It’s easy to add a dental plan to an individual or family plan. You can also manage all your coverage in one place.
Legal information
Plans are available in most counties in northeastern Wisconsin. Explore our two network options below to find the right one for your needs.
You’ll find a list of counties here.
Robin Oak network
Robin Oak county service area:
- Brown
- Calumet
- Florence
- Green Lake
- Kewaunee
- Manitowoc
- Marinette
- Marquette
- Menominee
- Oconto
- Outagamie
- Shawano
- Waupaca
- Waushara
- Winnebago
Of our two networks, Robin Oak offers broader provider access.
Robin Select network
Robin Select county service area:
- Brown
- Calumet
- Florence
- Green Lake
- Kewaunee
- Manitowoc
- Marinette
- Marquette
- Menominee
- Oconto
- Outagamie
- Shawano
- Waupaca
- Waushara
- Winnebago
Of our two networks, Robin Select offers narrower provider access (in exchange for lower costs).
Once you’ve found a network you like, it’s time to pick your plan level.
Gold plans
Gold plans have higher premiums, but you’ll pay less when you get care. They might be a good choice if you think you’ll use your health care coverage frequently, like if you have conditions that need ongoing management.
The chart below lists what you pay:
| Plan | Deductible | Office visits | Coinsurance | Out-of-pocket max |
|---|---|---|---|---|
| $1,000 w/Copay P-S Gold* | $1,000 (individual) / $2,000 (family) | $15 or $35 copay | 20% after deductible | $8,000 (individual) / $16,000 (family) |
| $2,000 w/Copay Gold* | $2,000 (individual) / $4,000 (family) | $30 or $60 copay | 25% after deductible | $8,700 (individual) / $17,400 (family) |
*Gold plans are only available with the Robin Oak network
Silver plans
Silver plans strike a balance between your monthly premium amount and your out-of-pocket health care costs. Consider a silver plan if you visit the doctor a few times per year or if you’re not sure what care you’ll need.
The chart below lists what you pay:
| Plan | Deductible | Office visits | Coinsurance | Out-of-pocket max |
|---|---|---|---|---|
| $3,500 HSA Silver | $3,500 (individual) / $7,000 (family) | 20% after deductible | 20% after deductible | $7,300 (individual) / $14,600 (family) |
| $4,750 Plus Silver | $4,750 (individual) / $9,500 (family) | $30 copay (first four) then 20% after deductible | 20% after deductible | $9,100 (individual) / $18,200 (family) |
| $7,000 w/ Copay P-S Silver | $7,000 (individual) / $14,000 (family) | $25 or $50 copay | 20% after deductible | $9,100 (individual) / $18,200 (family) |
Bronze plans and Catastrophic plans
Bronze plans and Catastrophic plans have lower monthly premiums, but you’ll need to pay more when you get care before your plan starts to pay. They might be right for you if you don’t think you’ll go to the doctor very much but still want basic coverage.
The chart below lists what you pay:
| Plan | Deductible | Office visit | Coinsurance | Out-of-pocket max |
|---|---|---|---|---|
| $6,250 Plus Bronze | $6,250 (individual) / $12,500 (family) | $30 copay (first four) then 30% after deductible | 30% after deductible | $9,100 (individual) / $18,200 (family) |
| $7,500 w/ Copay P-S Bronze | $7,500 (individual) / $15,000 (family) | $50 or $100 copay | 50% after deductible | $9,000 (individual) / $18,000 (family) |
| $7,500 HSA Bronze | $7,500 (individual) / $15,000 (family) | 0% after deductible | 0% after deductible | $7,500 (individual) / $15,000 (family) |
| $9,100 Catastrophic* | $9,100 (individual) / $18,200 (family) | $30 copay (first three primary care visits) then 0% after deductible | 0% after deductible | $9,100 (individual) / $18,200 (family) |
*Only available if you’re under 30 years old or have an Affordability or Hardship Certificate of Exemption
No matter what plan you choose, you’ll get prescription drug coverage through our PreferredRx formulary (drug list). Specific coverage levels vary by plan – refer to your plan documents to get the details.
Get more plan details
You can choose from all our plans, including options available through Wisconsin’s health insurance marketplace. We’ll look for tax credits to see which plans you might be eligible for.
We offer individual and family dental plans in addition to our individual and family health plans. Our dental plans are designed to be affordable and have the benefits and coverage you need. It’s easy to add a dental plan to an individual or family plan. You can also manage all your coverage in one place.