ACA and health care reform resources

What is the Affordable Care Act?

The Affordable Care Act (also known as ACA or “Obamacare”) is a comprehensive reform law, enacted in 2010, that increases health insurance coverage for the uninsured and implements reforms to the health insurance market. Under the ACA, patients who may have been unable to get insurance due to a preexisting condition or lack of funds can purchase affordable health plans through the health insurance marketplace (exchange) in their state.

To help ensure consumers are receiving value for their premium dollars, the ACA also introduces new coverage and annual reporting requirements for applicable employers and health insurers.

Learn more about health care reform

The information on this page can help you learn more about the changes in health care reform and what the ACA means for you as an employer.

Can’t find what you’re looking for? Contact us to ask questions and get information that relates directly to your unique situation.

Essential health benefits (EHBs)

Employer reporting mandates

For more information, visit the Internal Revenue Service (IRS) .

Small group resources

  • Small business guide (PDF) – An overview of how the ACA changed health insurance for small groups.
  • Adjusted community ratings (PDF) – Health care reform brought a new rating system to determine premiums for members of small groups buying insurance on and off exchanges. Learn how adjusted community ratings affect you.

For more information, visit .

Other resources