A low-premium Medicare PPO plan that balances cost, coverage and perks
In the market for a low-premium Medicare Advantage plan? Our HealthPartners® Journey Pace (PPO) plan pairs medical and prescription drug coverage with rich supplemental benefits like a Choice Card, over-the-counter (OTC) allowance and enhanced dental coverage. A reliable Medicare option, the Journey Pace plan could be what you’re looking for.
Get a Choice Card, OTC allowance and enhanced dental coverage
Available in the Twin Cities area and central Minnesota, the Journey Pace plan features additional perks built with your bottom line in mind. You’ll get a $275 HealthPartners Choice Card to spend on certain non-Medicare-covered items and services, plus a $25 over-the-counter (OTC) allowance every three months for common health and wellness items. You’ll also get a $2,000 dental allowance for certain preventive, restorative and periodontic care – more types of care than with many other plans.
It's all available for a monthly premium of $0 (Twin Cities area) or $20 (central Minnesota).
See if the Journey Pace plan is available in your area
Living in the Twin Cities area or central Minnesota? The Journey Pace plan has you covered in Minneapolis, St. Paul, St. Cloud, Willmar, Redwood Falls and other nearby communities.
Our Journey Pace plan is available in these Minnesota counties:
- Anoka
- Benton
- Carver
- Chisago
- Dakota
- Hennepin
- Isanti
- Kandiyohi
- McLeod
- Meeker
- Morrison
- Pope
- Ramsey
- Redwood
- Renville
- Scott
- Sherburne
- Stearns
- Swift
- Todd
- Washington
- Wright
The broad Journey network includes over 87,000 in-network care providers, including HealthPartners and Park Nicollet, CentraCare, Allina Health, M Health Fairview, North Memorial, Entira Family Clinics, Hutchinson Health, Olivia Hospital & Clinic, Ridgeview Clinics, Lakeview Clinic, and many more.
Part D prescription drug coverage is included with your plan.
What’s included with your Journey Pace $0 or $20 monthly premium
- $0-$8 copays for covered generic drugs
- $0 in-network preventive care
- $0 in-network primary care visits
- $40 in-network specialty care visits
- Out-of-pocket maximum: $5,900 in-network / $8,950 combined in- and out-of-network
- $275 HealthPartners Choice Card you can use toward certain chiropractic services, certain prescription eyewear and more
- $25 over-the-counter allowance every three months through NationsBenefits®
- $2,000 allowance for certain preventive, restorative and periodontic care, like routine exams, cleanings, fillings and gum disease care
- Additional dental coverage available
- In-network cost sharing for up to nine months of domestic travel
- Worldwide emergency and urgent care coverage, plus additional assistance through Assist America®*
- SilverSneakers® fitness perks
- $0 for routine vision and hearing exams
- TruHearing® hearing aid options
- 24/7 CareLine℠ nurse support
- Condition management support services
For complete details, see our
For more information on all your Medicare plan options, visit medicare.gov.
Looking for other Minnesota Medicare plan options?
If the Journey Pace plan isn’t a good match for you, take a look at our
Can’t find the right plan for you? For more information on all your Medicare plan options, visit
Questions? We’ve got answers.
Legal information
*Assist America services are only available during the first 90 consecutive days that you're away from your home, and all arrangements must be made through Assist America.
Out-of-network/non-contracted providers are under no obligation to treat Plan members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.
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All content © 2025 TruHearing, Inc. All Rights Reserved. TruHearing® is a registered trademark of TruHearing, Inc.
SilverSneakers® is a registered trademark of Tivity Health, Inc. © 2025 Tivity Health, Inc. All rights reserved.
Last updated October 2025
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