Affordable Medicare Advantage plans with the network and benefits you want
Searching for affordable Medicare Advantage plans with benefits you need and doctors you trust? HealthPartners has what you’re looking for, with:
- Extensive doctor and clinician networks, featuring top care systems from across the Midwest
- Dental, vision and eyeglasses, prescription drug coverage, hearing aids, travel coverage, and a fitness program through SilverSneakers®
- $0 in-network preventive and primary care copays, with monthly premiums as low as $0 – plus, an out-of-pocket maximum caps your spending each year
All of our Medicare Advantage PPO plans received an overall Medicare Star Rating of 5 out of 5 for 2023 – the highest score possible. A 5-star rating reflects our commitment to great customer service and helping keep members healthy.
You’ll find a list of counties here.
Plans available in these counties:
- Big Stone
- Crow Wing
- Lac qui Parle
- Lake of the Woods
- Le Sueur
- Mille Lacs
- Otter Tail
- Red Lake
- St. Louis
- Yellow Medicine
Plans available in these counties:
- Green Lake
Looking for plans in Iowa or Illinois? Our friends at HealthPartners UnityPoint Health are ready to help.
Medicare Advantage plans combine the coverage of Original Medicare Parts A and B into an all-in-one plan, often called Part C. And they usually offer additional benefits and perks on top of Original Medicare.
Most Medicare Advantage plans also include Part D prescription drug coverage. With a Medicare Advantage plan, you get the convenience of having all your Medicare coverage in one plan. And these plans help make it easy for you to stay on budget: An out-of-pocket maximum ensures your spending never goes over a certain amount each year.
How does Medicare Advantage work?
When you enroll in a Medicare Advantage plan, you will no longer receive Parts A and B coverage through Original Medicare. Instead, the company you purchase your Medicare Advantage plan from will administer those benefits along with any additional coverage the plan offers. You must be enrolled in Original Medicare Parts A and B before you can enroll in a Medicare Advantage plan.
What benefits and coverage come with Medicare Advantage?
Medicare Advantage plans often include features and benefits that you don’t get with Original Medicare, including
Prescription drug coverage (Part D)
- Dental care
- Costs for in-network doctor visits and covered services that are usually lower than Original Medicare
- An out-of-pocket maximum to make sure spending never goes over a certain amount each year
- Services like routine eye exams and hearing exams
Fitness programsto help keep you healthy
What types of Medicare Advantage plans are there?
Like most health insurance plans, Medicare Advantage plans have a network of doctors, providers, clinics and hospitals. In general, HMO plans have the smallest networks, while PPO and PFFS plans have larger networks. Covering care within a defined provider network helps plans keep costs low. This is why Medicare Advantage plans can often offer lower costs for in-network doctor visits and covered services than Original Medicare.
How do I compare Medicare Advantage plans?
We’ve made it simple – just head over to our
From there, it’s easy to use our online shopping tool. All you need is your current ZIP code and county to compare all HealthPartners plans available in your area, including Medicare Advantage plans. You can filter plans to find features you want and get details on the options you’re interested in. Plus, if you’re in an enrollment period, you can begin the application process for the plan that’s right for you.
When can I enroll in a Medicare Advantage plan?
There are several times throughout the year when you’re eligible to enroll in or change your Medicare Advantage plan, including:
- Annual Enrollment Period: October 15 to December 7 –During Medicare’s
Annual Enrollment Period(AEP),you can enroll in a Medicare Advantage plan for the first time or switch to a different plan. You can also drop your plan and go back to Original Medicare. Coverage from any new plan starts on January 1 of the next year.
- Medicare Advantage Open Enrollment Period: January 1 to March 31 –If you’re enrolled in a Medicare Advantage plan, you have an opportunity to change plans between January 1 and March 31 each year. You can switch to a different Medicare Advantage plan or go back to Original Medicare.
- Initial Enrollment Period: When you turn 65 – If you sign up for Original Medicare during your
Initial Enrollment Period(IEP), you can enroll in a private Medicare plan any time after you’ve signed up for Original Medicare and are still in your IEP.
- Special Enrollment Period (SEP) – After certain events, such as moving or losing your current Medicare plan, you may qualify for an SEP that allows you to enroll in a different plan.
To see if your doctor, care team or preferred pharmacy is covered, explore our extensive Medicare plan networks.
Medicare plan features that go the extra mile
At HealthPartners, we believe that a great Medicare Advantage plan goes beyond excellent benefits and perks. We go further by making it easier to get the most out of your plan with flexible options for getting the care you need and help managing costs.
All Medicare Advantage plans include unlimited, no-cost visits to our online clinic Virtuwell. At Virtuwell, you can get a diagnosis, treatment plan and prescription for more than 60 common conditions – all online with no appointments, waiting rooms or video calls.
Our plans have clear limits on how much you pay out of pocket for your care each year. It’s a spending cap that provides peace of mind and protection for your wallet.
We work to bring more to our plans this year and every year – making sure that your plan fits the way you live today, tomorrow and beyond.
We can help you find the information you need to feel more confident as you narrow down plan options.
Every year, Medicare evaluates plans based on a 5-star rating system.
Out-of-network/non-contracted providers are under no obligation to treat HealthPartners members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.
SilverSneakers is a registered trademark of Tivity Health, Inc. © 2022 Tivity Health, Inc. All rights reserved.
Last updated January 2023
H2462 H4882_002804 Accepted