Give yourself an upgrade with our Medigap plans
If you like the coverage and freedom of choice that comes with Original Medicare but still want more, we’ve got good news: With our Medicare Supplement (Medigap) plans, you can keep the Original Medicare benefits you enjoy and get additional help with paying costs, plus extra perks.
HealthPartners offers flexible Medicare Supplement plans throughout Minnesota. You can see any doctor in the U.S. who accepts Medicare, without a referral, and plans are guaranteed to be renewed as long as you pay your premium. Plus, you’ll get access to fitness benefits, healthy living discounts and 24/7 travel assistance.
Need 2023 coverage?
Explore our flexible Medigap options
We offer three plans: the HealthPartners® Basic Medicare Supplement Plan, the HealthPartners® Extended Basic Medicare Supplement Plan and the HealthPartners® Medicare Supplement Plan with $20 and $50 Copayments (Plan N). The chart below lists what we pay unless otherwise noted:
|Benefit||Basic Medicare Supplement||Extended Basic Medicare Supplement||$20 and $50 Copayments (Plan N)|
|Part A deductible and coinsurance||No coverage (optional 100% coverage available)||100%||100%|
|Part B deductible||No coverage (optional 100% coverage available if you became eligible for Medicare before Jan. 1, 2020)||100% if you became eligible for Medicare before Jan. 1, 2020; otherwise no coverage||No coverage|
|Part B coinsurance||100%||100%||After you meet your Part B deductible, you pay a $20 copay ($50 copay for emergency care)|
|Part B excess charges||No coverage (optional 100% coverage available)||100% ||No coverage|
|Non-Medicare preventive care||No coverage (optional 100% coverage available up to a $120 annual benefit limit)||100% up to a $120 annual benefit limit||No coverage|
|International care||80% (emergency services only)||80%||80% (emergency services only)|
|Your out-of-pocket limit||None||$1,000||None|
These aren’t all the differences between plan options. For complete details, refer to each plan’s Outline of Coverage before you finalize your enrollment.
A Medicare Supplement plan helps pay for deductibles and coinsurances you’d normally be responsible for under Original Medicare (Parts A and B). Medicare Supplement is also called Medigap – they’re the same thing.
Get more of the perks and benefits you deserve
Our Medigap plans deliver more than just additional coverage for the basics. We bring you extra benefits that make it easier to live a healthy life – at home and across the country.
If you’re traveling more than 100 miles from where you live, Assist America® can help with 24/7 emergency care assistance and more.*
Stay active and live healthy with access to SilverSneakers fitness programs at no additional cost. You’ll be able to get a membership at thousands of fitness locations, digital workout programs and a home fitness kit.
Get exclusive discounts on the things that can keep you healthy, like eyeglasses or contacts, skin care products, and more.
If you’re looking for different Medicare coverage besides a Medicare Supplement plan, we’re pleased to offer Minnesota Medicare Advantage plans in most Minnesota counties.
The Medicare Supplement plan is underwritten by HealthPartners, Inc.
*Assist America services are only available during the first 90 consecutive days that you're away from your home and all arrangements must be made through Assist America.
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Last updated October 2023