Upgrade your Medicare experience with a Medigap plan
If you want more from Medicare, HealthPartners offers Medicare Supplement (Medigap) plans where you can keep your Original Medicare benefits while enjoying additional help paying your share of out-of-pocket costs. You’ll also get access to help while traveling, fitness benefits through SilverSneakers® and much more.
Need coverage for the rest of 2024? Explore 2024 plans instead.
Medigap plan options with flexibility
We offer three plans:
- The HealthPartners® Basic Medicare Supplement Plan
- The HealthPartners® Extended Basic Medicare Supplement Plan
- The HealthPartners® Medicare Supplement Plan with $20 and $50 Copayments (Plan N)
The chart below lists what HealthPartners pays unless otherwise noted:
Benefit | Basic Medicare Supplement | Extended Basic Medicare Supplement | $20 and $50 Copayments (Plan N) |
---|---|---|---|
Part A deductible and coinsurance | No coverage (optional 100% coverage available) | 100% | 100% |
Part B deductible | No coverage (optional 100% coverage available if you became eligible for Medicare before Jan. 1, 2020) | 100% if you became eligible for Medicare before Jan. 1, 2020; otherwise no coverage | No coverage |
Part B coinsurance | 100% | 100% | After you meet your Part B deductible, you pay a $20 copay ($50 copay for emergency care) |
Part B excess charges | No coverage (optional 100% coverage available) | 100% | No coverage |
Non-Medicare preventive care | No coverage (optional 100% coverage available up to a $120 annual benefit limit) | 100% up to a $120 annual benefit limit | No coverage |
International care | 80% (emergency services only) | 80% | 80% (emergency services only) |
Your out-of-pocket limit | None | $1,000 | None |
These aren’t all the differences between plan options. For complete details, refer to each plan’s Outline of Coverage before you finalize your enrollment.
A Medicare Supplement plan helps pay for out-of-pocket costs, like deductibles, copays and coinsurances, that you’d normally be responsible for under Original Medicare (Parts A and B). Medicare Supplement is also called Medigap – they’re the same thing.
Medicare Supplement plans for you, with more perks and benefits
Our Medigap plans include more than just coverage. We bring you extra perks and benefits you can take advantage of at home and across the U.S.
If you’re traveling more than 100 miles from where you live, Assist America® can help with 24/7 emergency care assistance and more.*
Stay active and live healthy with access to SilverSneakers fitness programs at no additional cost. You’ll be able to get a membership at thousands of fitness locations, digital workout programs and a home fitness kit.
Get exclusive discounts on the things that can keep you healthy, like eyeglasses or contacts, skin care products, and more.
If you’re looking for Medicare coverage other than a Medicare Supplement plan, we’re pleased to offer Minnesota Medicare Advantage plans in most Minnesota counties.
Legal information
The Medicare Supplement plan is underwritten by HealthPartners, Inc.
*Assist America services are only available during the first 90 consecutive days that you're away from your home and all arrangements must be made through Assist America.
SilverSneakers® is a registered trademark of Tivity Health, Inc. © 2024 Tivity Health, Inc. All rights reserved.
Last updated October 2024
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