Minnesota Medicare Advantage plans with benefits focused on you
If your current Medicare plan isn’t working out, it might be time to switch. Affordable HealthPartners® Journey (PPO) Minnesota Medicare Advantage plans bring medical and prescription drug coverage together, and include extra perks like dental, hearing, vision and travel coverage. It’s easy to shop, compare and find the right fit for you.
Highlights of our 2026 Journey Medicare Advantage plans in Minnesota
Unless otherwise indicated, the chart below lists what you pay:
| Plan details | Steady plan | Stride plan | Pace plan | Smart plan |
|---|---|---|---|---|
| Where available in Minnesota | Twin Cities area Central Minnesota | Twin Cities area Central Minnesota | Twin Cities area Central Minnesota | Twin Cities area Central Minnesota |
| Monthly premium | $165 | $60 (Twin Cities area) $70 (central Minnesota) | $0 (Twin Cities area) $20 (central Minnesota) | $0 |
| Might be a good fit if | You’d prefer to pay a higher premium for our most comprehensive medical coverage, lowest copays and lowest out-of-pocket maximum | You want a flexible plan with lower cost sharing and rich supplemental benefits, like a Choice Card, OTC allowance and enhanced dental coverage | You want a low premium plan with rich supplemental benefits, like a Choice Card, OTC allowance and enhanced dental coverage | You want a $0 premium plan with extra savings opportunities, like a monthly |
| Part D included – $0-$8 for covered generics | Part D included – $0-$8 for covered generics | Part D included – $0-$8 for covered generics | Part D included – $0-$5 for covered generics | |
| In-network providers | Over 87,000 providers – | Over 87,000 providers – | Over 87,000 providers – | Over 87,000 providers – |
| In-network doctor visits | $0 (primary) / $25 (specialty) | $0 (primary) / $40 (specialty) | $0 (primary) / $40 (specialty) | $0 (primary) / $50 (specialty) |
| Out-of-pocket maximum | $3,500 in-network / $5,100 combined in- and out-of-network | $5,000 in-network / $6,000 combined in- and out-of-network | $5,900 in-network / $8,950 combined in- and out-of-network | $6,700 in-network / $8,950 combined in- and out-of-network |
| You’ll get a $1,000 allowance for certain preventive and periodontic dental care, like routine exams, cleanings and gum disease care Additional dental coverage available | You’ll get a $2,000 allowance for certain preventive, restorative and periodontic care, like routine exams, cleanings, fillings and gum disease care Additional dental coverage available | You’ll get a $2,000 allowance for certain preventive, restorative and periodontic care, like routine exams, cleanings, fillings and gum disease care Additional dental coverage available | You’ll get a $2,000 allowance for certain preventive and periodontic dental care, like routine exams, cleanings and gum disease care Additional dental coverage available | |
| Featured | You’ll get a $250 allowance for non-Medicare-covered eyewear | You’ll get a $250 You’ll get a $25 | You’ll get a $275 You’ll get a $25 | You’ll get a $50.80-$75 You’ll get a $250 allowance for non-Medicare-covered eyewear |
| Learn more |
For complete details on plan features and differences, refer to our
Included with all HealthPartners Minnesota Medicare Advantage plans
- In-network cost sharing for up to nine months of domestic travel
- Worldwide emergency and urgent care coverage
- Additional assistance through Assist America®*
- SilverSneakers® fitness perks
- Coverage for routine vision and hearing exams
- Hearing aid options through TruHearing®
- 24/7 CareLine℠ nurse support when you need advice fast
- Friendly, Minnesota-based Member Services ready to answer your questions
- Nurse Navigators℠ and behavioral health navigators to help you make informed decisions about your health care
Questions? We’ve got answers.
Legal information
*Assist America services are only available during the first 90 consecutive days that you're away from your home, and all arrangements must be made through Assist America.
Out-of-network/non-contracted providers are under no obligation to treat Plan members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.
All content © 2025 TruHearing, Inc. All Rights Reserved. TruHearing® is a registered trademark of TruHearing, Inc.
SilverSneakers® is a registered trademark of Tivity Health, Inc. © 2025 Tivity Health, Inc. All rights reserved.
Last updated November 2025
Y0095 H6309_005091_M Accepted
H2422_005091_M Accepted