2024 Medicare plans in Wisconsin

Original Medicare is basic medical insurance coverage offered by the U.S. government for people 65 and older, or people younger than 65 with certain conditions. It helps pay for things like doctor visits, surgeries and hospital stays.

You can enroll in Original Medicare through the Social Security Administration (SSA), but Original Medicare doesn’t cover everything. To get other important benefits you may need, like prescription drug coverage or hearing and eye exams, you can enroll in a private Medicare plan that covers more of what Original Medicare doesn’t.

Medicare Advantage plans usually include prescription drug coverage (Medicare Part D).

Original Medicare and Medicare Cost plans don’t include Part D coverage. If you enroll in one of these plans, you’ll also need to enroll in a standalone Part D plan.

When you enroll in a private Medicare plan, it’ll likely have a tailored group of doctors, specialists and other providers you can see – this is called a network.

Our Wisconsin Medicare Advantage plans have a trusted network of over 28,000 doctors and clinicians, at thousands of care locations. Plus, with your out-of-network benefit, you can see any provider who accepts Medicare and is willing to see you. You’ll pay the same costs as if your provider were in network.

Our Wisconsin Medicare Cost plans have a flexible network of over 79,000 doctors and clinicians, at thousands of care locations. Through Original Medicare, you can also see any provider across the U.S. who accepts Medicare – just pay Original Medicare’s cost-sharing amounts.

With Original Medicare, you can see any doctor in the U.S. who accepts Medicare, without a referral.

Our Wisconsin Medicare Advantage plans feature an included dental benefit for common preventive care, like checkups and cleaning.

And with most of our Wisconsin Medicare Cost plans, you can add on comprehensive dental coverage if you want.

Original Medicare only covers dental care that’s part of a hospital stay, dental surgery to treat fractures, care needed after jaw surgery, and reconstruction needed after certain procedures and select other situations. For more dental coverage, you’ll need to pick a private Medicare plan.

Most HealthPartners Medicare plans in Wisconsin include in-network coverage for up to nine months of annual domestic travel. You’ll also have access to pre-travel consultations and worldwide emergency and urgent care coverage, with additional assistance through Assist America^®.*

Original Medicare only covers you in the U.S., where you can see any provider who accepts Medicare and enjoy the same coverage as if you were at home. But if you travel outside the U.S., your Original Medicare benefits likely won’t follow you.

With a private Medicare plan, you can get much more than with Original Medicare alone. Perks vary by plan but may include:

• Vision and hearing benefits that go beyond Original Medicare
• A prepaid card that can be used to pay for certain products and services Medicare doesn’t cover
• Fitness tools to help you stay in shape or reach your goals
• Resources for improving your health and well-being, like online activities or discounts at retailers
• Access to no-cost 24/7 advice from nurses

Check the details of the private Medicare plan you’re interested in for more information.

Original Medicare only offers essential medical coverage, such as for some doctor visits, surgeries or stays in the hospital. If you’re looking for extra perks and benefits, you’ll want to consider a private Medicare plan.